Jun, 30, 2024 — WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in WATERBURY, CT with 1 branch location and about $13.62 million in total assets. Opened 85 years ago in 1939, WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 1,007 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 135 Grand St Rm 209 WATERBURY, CT 06702-9992 |
| Phone: | (203) 756-2891 |
| Fax: | (203) 759-7147 |
| Website: | https://www.waterburypostalfcu.org/ |
| Branches: | 1 branch locations |
| Members: | 1,007 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3337 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,623,334 |
| CEO/Manager: | JOHN J BROWN |
| Chairperson: | JOHN CETTA |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 646,012 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 542,001 |
| Unsecured Loans | 642,979 |
| Other Loans | 909,063 |
| TOTAL LOANS | 2,094,043 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -57,096 |
| Land And Building | 0 |
| Other Fixed Assets | 11,119 |
| NCUSIF Deposit | 105,277 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,623,334 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 56,453 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 10,241,585 |
| All Other Shares & Deposits | 982,353 |
| TOTAL SHARES & DEPOSITS | 11,223,938 |
| TOTAL LIABILITIES | 11,280,391 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,342,943 |
| TOTAL EQUITY | 2,342,943 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,623,334 |
| INCOME & EXPENSE | |
| Loan Income | 93,217 |
| Investment Income | 97,253 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 75,949 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 53,729 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 22,504 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 92,407 |
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