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FIRST BRISTOL FEDERAL CREDIT UNION

Jun, 30, 2023 — FIRST BRISTOL FEDERAL CREDIT UNION is a federal credit union headquartered in BRISTOL, CT with 2 branch locations and about $112.48 million in total assets. Opened 89 years ago in 1935, FIRST BRISTOL FEDERAL CREDIT UNION has about 5,948 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211176684
Name:FIRST BRISTOL FEDERAL CREDIT UNION
Address:
(Main Office)
25 North St
BRISTOL, CT 06010
Phone:(860) 584-0956
Fax:(860) 583-0743
Website:https://www.firstbristol.org
Branches:2 branch locations
Members:5,948
Credit Union Type:Federal Credit Union
Charter Number:722
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$112,477,346
CEO/Manager:Mark J Cornacchio
Chairperson:Stephen P Adamowich

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,754,319
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,403,643
 Unsecured Loans 1,043,590
 Other Loans 15,373,161
 TOTAL LOANS 33,820,394
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -353,365
 Land And Building 1,642,990
 Other Fixed Assets 158,670
 NCUSIF Deposit 980,397
 All Other Assets 0
  TOTAL ASSETS 112,477,346
LIABILITIES & CAPITAL:  
 Dividends Payable 4,500
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 487,596
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,973,472
 Regular shares 57,712,323
 All Other Shares & Deposits 23,420,353
  TOTAL SHARES & DEPOSITS 102,106,148
  TOTAL LIABILITIES 102,598,244
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 9,879,102
  TOTAL EQUITY 9,879,102
  TOTAL LIABILITIES, SHARES, & EQUITY 112,477,346
INCOME & EXPENSE  
 Loan Income 1,125,621
 Investment Income 622,677
 Other Income 291,818
 Total Employee Compensation & Benefits 1,488,728
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,060,237
 Non-operating Income & (Expense) 16,200
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 52,500
 Cost of Funds 37,262
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 59,996
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