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FIRST BRISTOL FEDERAL CREDIT UNION

Dec, 31, 2023 — FIRST BRISTOL FEDERAL CREDIT UNION is a federal credit union headquartered in BRISTOL, CT with 2 branch locations and about $106.50 million in total assets. Opened 89 years ago in 1935, FIRST BRISTOL FEDERAL CREDIT UNION has about 5,719 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211176684
Name:FIRST BRISTOL FEDERAL CREDIT UNION
Address:
(Main Office)
25 North St
BRISTOL, CT 06010
Phone:(860) 584-0956
Fax:(860) 583-0743
Website:https://www.firstbristol.org
Branches:2 branch locations
Members:5,719
Credit Union Type:Federal Credit Union
Charter Number:722
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$106,497,192
CEO/Manager:Mark J Cornacchio
Chairperson:Stephen P Adamowich

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,867,746
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,303,653
 Unsecured Loans 878,115
 Other Loans 13,979,492
 TOTAL LOANS 32,161,260
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -356,610
 Land And Building 1,576,412
 Other Fixed Assets 79,054
 NCUSIF Deposit 998,045
 All Other Assets 0
  TOTAL ASSETS 106,497,192
LIABILITIES & CAPITAL:  
 Dividends Payable 4,501
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 823,070
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,941,635
 Regular shares 53,142,157
 All Other Shares & Deposits 21,365,066
  TOTAL SHARES & DEPOSITS 95,448,859
  TOTAL LIABILITIES 96,276,430
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 10,220,762
  TOTAL EQUITY 10,220,762
  TOTAL LIABILITIES, SHARES, & EQUITY 106,497,192
INCOME & EXPENSE  
 Loan Income 1,598,724
 Investment Income 1,647,003
 Other Income 390,865
 Total Employee Compensation & Benefits 2,210,593
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,448,744
 Non-operating Income & (Expense) 21,600
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 192,389
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 253,686
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