Sep, 30, 2025 — GREAT FALLS REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTON, ME with 3 branch locations and about $63.96 million in total assets. Opened 71 years ago in 1955, GREAT FALLS REGIONAL FEDERAL CREDIT UNION has about 4,858 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREAT FALLS REGIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 34 Bates St LEWISTON, ME 04240-7606 |
| Phone: | (207) 782-7192 |
| Fax: | (207) 782-5501 |
| Website: | https://www.greatfallsfcu.com |
| Branches: | 3 branch locations |
| Members: | 4,858 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10221 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $63,961,030 |
| CEO/Manager: | Catherina A Blais |
| Chairperson: | Paul Morin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,256,010 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,416,533 |
| Unsecured Loans | 1,180,304 |
| Other Loans | 13,592,495 |
| TOTAL LOANS | 22,189,332 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -193,305 |
| Land And Building | 3,997,821 |
| Other Fixed Assets | 310,586 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 511,715 |
| All Other Assets | 90,000 |
| TOTAL ASSETS | 63,961,030 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 185,285 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,519,016 |
| Regular shares | 28,034,324 |
| All Other Shares & Deposits | 15,697,300 |
| TOTAL SHARES & DEPOSITS | 55,250,640 |
| TOTAL LIABILITIES | 55,435,925 |
| Regular Reserve | 0 |
| Other Reserves | 2,586,832 |
| Undivided Earnings | 5,938,273 |
| TOTAL EQUITY | 8,525,105 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 63,961,030 |
| INCOME & EXPENSE | |
| Loan Income | 1,174,020 |
| Investment Income | 1,199,049 |
| Other Income | 194,636 |
| Total Employee Compensation & Benefits | 732,297 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,016,829 |
| Non-operating Income & (Expense) | 411,676 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,031 |
| Cost of Funds | 300,929 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 887,295 |
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