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CENTRAL MAINE FEDERAL CREDIT UNION

Mar, 31, 2022 — CENTRAL MAINE FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTON, ME with 2 branch locations and about $148.14 million in total assets. Opened 72 years ago in 1950, CENTRAL MAINE FEDERAL CREDIT UNION has about 6,703 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287926
Name:CENTRAL MAINE FEDERAL CREDIT UNION
Address:
(Main Office)
1000 Lisbon St
LEWISTON, ME 04240-5721
Phone:(207) 783-1475
Fax:(207) 777-1914
Website:http://www.centralmainecu.com
Branches:2 branch locations
Members:6,703
Credit Union Type:Federal Credit Union
Charter Number:6936
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1950
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$148,136,228
CEO/Manager:Vicki L Stuart
Chairperson:Christopher Crowley

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 74,552,700
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 28,859,264
 Unsecured Loans 1,207,530
 Other Loans 8,259,078
 TOTAL LOANS 38,325,872
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -185,943
 Land And Building 2,495,351
 Other Fixed Assets 2,820
 NCUSIF Deposit 1,113,327
 All Other Assets 0
  TOTAL ASSETS 148,136,228
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 10,755,590
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,784,639
 Regular shares 23,154,822
 All Other Shares & Deposits 78,543,201
  TOTAL SHARES & DEPOSITS 123,482,662
  TOTAL LIABILITIES 134,238,252
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 13,897,976
  TOTAL EQUITY 13,897,976
  TOTAL LIABILITIES, SHARES, & EQUITY 148,136,228
INCOME & EXPENSE  
 Loan Income 468,598
 Investment Income 91,195
 Other Income 60,999
 Total Employee Compensation & Benefits 187,034
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 261,273
 Non-operating Income & (Expense) 14,336
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 92,336
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 192,211
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