Sep, 30, 2025 — CENTRAL MAINE FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTON, ME with 1 branch location and about $136.85 million in total assets. Opened 76 years ago in 1950, CENTRAL MAINE FEDERAL CREDIT UNION has about 6,500 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL MAINE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 Lisbon St LEWISTON, ME 04240-5721 |
| Phone: | (207) 783-1475 |
| Fax: | (207) 777-1914 |
| Website: | https://www.centralmainecu.com |
| Branches: | 1 branch locations |
| Members: | 6,500 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6936 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $136,853,614 |
| CEO/Manager: | Kerry L Hayes |
| Chairperson: | Christopher Crowley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 39,779,576 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 24,780,721 |
| Unsecured Loans | 989,655 |
| Other Loans | 14,655,000 |
| TOTAL LOANS | 40,425,376 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -111,749 |
| Land And Building | 1,212,920 |
| Other Fixed Assets | 226,653 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,056,671 |
| All Other Assets | 0 |
| TOTAL ASSETS | 136,853,614 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,428 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,821,160 |
| Regular shares | 27,154,054 |
| All Other Shares & Deposits | 70,999,041 |
| TOTAL SHARES & DEPOSITS | 115,974,255 |
| TOTAL LIABILITIES | 116,046,683 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 20,806,931 |
| TOTAL EQUITY | 20,806,931 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 136,853,614 |
| INCOME & EXPENSE | |
| Loan Income | 1,440,647 |
| Investment Income | 3,069,001 |
| Other Income | 182,978 |
| Total Employee Compensation & Benefits | 1,158,115 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,080,374 |
| Non-operating Income & (Expense) | 470,180 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,763 |
| Cost of Funds | 1,753,803 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,161,751 |
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