Sep, 30, 2025 — DIRIGO FEDERAL CREDIT UNION is a federal credit union headquartered in Lewiston, ME with 5 branch locations and about $467.88 million in total assets. Opened 70 years ago in 1956, DIRIGO FEDERAL CREDIT UNION has about 28,247 members and employs 74 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DIRIGO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 741 Lewiston, ME 04243-0741 |
| Phone: | (207) 784-5435 |
| Fax: | (207) 786-0495 |
| Website: | https://www.dirigofcu.com |
| Branches: | 5 branch locations |
| Members: | 28,247 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11144 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $467,877,729 |
| CEO/Manager: | Mark Samson |
| Chairperson: | Steve Mennealy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,945,435 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 170,003,719 |
| Unsecured Loans | 9,770,835 |
| Other Loans | 186,194,538 |
| TOTAL LOANS | 365,969,092 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,820,772 |
| Land And Building | 10,946,507 |
| Other Fixed Assets | 5,557,304 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,999,326 |
| All Other Assets | 0 |
| TOTAL ASSETS | 467,877,729 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,224,835 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 63,925,779 |
| Regular shares | 112,381,233 |
| All Other Shares & Deposits | 240,350,950 |
| TOTAL SHARES & DEPOSITS | 416,657,962 |
| TOTAL LIABILITIES | 420,882,797 |
| Regular Reserve | 0 |
| Other Reserves | -1,945,110 |
| Undivided Earnings | 48,940,042 |
| TOTAL EQUITY | 46,994,932 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 467,877,729 |
| INCOME & EXPENSE | |
| Loan Income | 14,710,809 |
| Investment Income | 2,168,919 |
| Other Income | 1,610,057 |
| Total Employee Compensation & Benefits | 5,370,413 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,173,321 |
| Non-operating Income & (Expense) | -5,025 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,319,614 |
| Cost of Funds | 6,755,111 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,721,327 |
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