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DIRIGO FEDERAL CREDIT UNION

Dec, 31, 2020 — DIRIGO FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTON, ME with 4 branch locations and about $310.82 million in total assets. Opened 65 years ago in 1956, DIRIGO FEDERAL CREDIT UNION has about 22,963 members and employs 64 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287887
Name:DIRIGO FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 741
LEWISTON, ME 04243-0741
Phone:(207) 784-5435
Fax:(207) 786-0495
Website:http://www.dirigofcu.com
Branches:4 branch locations
Members:22,963
Credit Union Type:Federal Credit Union
Charter Number:11144
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$310,820,765
CEO/Manager:Mark Samson
Chairperson:Steve Mennealy

Call Report

  • Commercial Loans
  • Indirect Commercial Loans
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Health Savings Accounts
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 43,088,466
TOTAL INVESTMENTS 25,704,246
Loans Held for Sale 0
 
 Real Estate Loans 151,936,328
 Unsecured Loans 8,039,913
 Other Loans 65,809,566
 TOTAL LOANS 225,785,807
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,808,789
 Land And Building 7,243,143
 Other Fixed Assets 1,023,472
 NCUSIF Deposit 2,461,411
 All Other Assets 7,323,009
  TOTAL ASSETS 310,820,765
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 3,111,562
 Accounts Payable & Other Liabilities 3,920,963
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 48,590,970
 Regular shares 108,330,594
 All Other Shares & Deposits 115,601,922
  TOTAL SHARES & DEPOSITS 272,523,486
  TOTAL LIABILITIES 279,556,011
 Regular Reserve 9,320,722
 Other Reserves -3,079,471
 Undivided Earnings 25,023,503
  TOTAL EQUITY 31,264,754
  TOTAL LIABILITIES, SHARES, & EQUITY 310,820,765
INCOME & EXPENSE  
 Loan Income 9,159,819
 Investment Income 789,851
 Other Income 3,443,869
 Total Employee Compensation & Benefits 4,346,277
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,967,488
 Non-operating Income & (Expense) 46,989
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 797,121
 Cost of Funds 2,001,679
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,327,963
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