Sep, 30, 2025 — COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in LEWISTON, ME with 3 branch locations and about $112.09 million in total assets. Opened 81 years ago in 1945, COMMUNITY CREDIT UNION has about 13,486 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 144 Pine St LEWISTON, ME 04240 |
| Phone: | (207) 783-2096 |
| Fax: | (207) 783-2093 |
| Website: | https://www.communitycreditunion.com |
| Branches: | 3 branch locations |
| Members: | 13,486 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63447 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1945 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $112,085,208 |
| CEO/Manager: | Jennifer M Hogan |
| Chairperson: | Marcel R Gagne |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,805,181 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 28,679,533 |
| Unsecured Loans | 6,029,365 |
| Other Loans | 58,289,386 |
| TOTAL LOANS | 93,078,594 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,365,494 |
| Land And Building | 1,632,814 |
| Other Fixed Assets | 384,172 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 940,299 |
| All Other Assets | 41,750 |
| TOTAL ASSETS | 112,085,208 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 895,883 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,005,181 |
| Regular shares | 37,058,987 |
| All Other Shares & Deposits | 42,868,195 |
| TOTAL SHARES & DEPOSITS | 98,932,363 |
| TOTAL LIABILITIES | 99,828,288 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,256,920 |
| TOTAL EQUITY | 12,256,920 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 112,085,208 |
| INCOME & EXPENSE | |
| Loan Income | 5,229,819 |
| Investment Income | 471,742 |
| Other Income | 1,348,641 |
| Total Employee Compensation & Benefits | 2,038,205 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,175,017 |
| Non-operating Income & (Expense) | 89,591 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 907,476 |
| Cost of Funds | 1,227,595 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 970,833 |
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