Sep, 30, 2025 — KH CREDIT UNION is a non-federally insured state credit union headquartered in DAYTON, OH with 1 branch location and about $69.02 million in total assets. Opened 62 years ago in 1964, KH CREDIT UNION has about 7,827 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KH CREDIT UNION |
|---|---|
| Address: (Main Office) | 7740 Paragon Rd DAYTON, OH 45459 |
| Phone: | (937) 558-9070 |
| Fax: | (937) 558-9066 |
| Website: | https://www.khcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 7,827 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97113 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $69,019,472 |
| CEO/Manager: | Bradley C Mader |
| Chairperson: | Matthew Dabbelt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,982,071 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,981,634 |
| Unsecured Loans | 4,788,234 |
| Other Loans | 16,313,451 |
| TOTAL LOANS | 41,083,319 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -359,041 |
| Land And Building | 652,054 |
| Other Fixed Assets | 302,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 69,019,472 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 493,062 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,653,297 |
| Regular shares | 19,318,534 |
| All Other Shares & Deposits | 29,748,050 |
| TOTAL SHARES & DEPOSITS | 59,719,882 |
| TOTAL LIABILITIES | 60,212,944 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,806,528 |
| TOTAL EQUITY | 8,806,528 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,019,472 |
| INCOME & EXPENSE | |
| Loan Income | 1,822,815 |
| Investment Income | 819,038 |
| Other Income | 443,224 |
| Total Employee Compensation & Benefits | 904,098 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,014,901 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,306 |
| Cost of Funds | 667,920 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 496,523 |
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