Sep, 30, 2025 — IH CREDIT UNION, INC is a non-federally insured state credit union headquartered in SPRINGFIELD, OH with 4 branch locations and about $359.11 million in total assets. Opened 92 years ago in 1934, IH CREDIT UNION, INC has about 20,306 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IH CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 5000 Urbana Rd SPRINGFIELD, OH 45502-9069 |
| Phone: | (937) 390-1800 |
| Fax: | (937) 390-6400 |
| Website: | https://www.ihcreditunion.com |
| Branches: | 4 branch locations |
| Members: | 20,306 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97104 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $359,109,704 |
| CEO/Manager: | Robb A White |
| Chairperson: | Jeff Harshaw |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,179,280 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 120,122,391 |
| Unsecured Loans | 7,411,327 |
| Other Loans | 56,783,369 |
| TOTAL LOANS | 210,113,312 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,255,127 |
| Land And Building | 6,689,806 |
| Other Fixed Assets | 614,621 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 474,720 |
| TOTAL ASSETS | 359,109,704 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 39,000,000 |
| Accounts Payable & Other Liabilities | -435,860 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,943,199 |
| Regular shares | 93,704,799 |
| All Other Shares & Deposits | 135,583,765 |
| TOTAL SHARES & DEPOSITS | 270,231,766 |
| TOTAL LIABILITIES | 308,795,906 |
| Regular Reserve | 0 |
| Other Reserves | -3,707,435 |
| Undivided Earnings | 54,021,233 |
| TOTAL EQUITY | 50,313,798 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 359,109,704 |
| INCOME & EXPENSE | |
| Loan Income | 10,434,560 |
| Investment Income | 2,798,469 |
| Other Income | 2,105,664 |
| Total Employee Compensation & Benefits | 4,081,838 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,535,799 |
| Non-operating Income & (Expense) | 5,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,967,196 |
| Cost of Funds | 3,857,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,352,645 |
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