EDISON CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://edisoncu.net for more information.
Jun, 30, 2024 — EDISON CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, OH with 1 branch location and about $4.48 million in total assets. Opened 61 years ago in 1964, EDISON CREDIT UNION has about 711 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDISON CREDIT UNION |
|---|---|
| Address: (Main Office) | 420 S YORK ST SPRINGFIELD, OH 45505-2143 |
| Phone: | (937) 325-3582 |
| Fax: | (937) 325-0874 |
| Website: | https://edisoncu.net |
| Branches: | 1 branch locations |
| Members: | 711 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62269 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,477,384 |
| CEO/Manager: | Bobbie J Risner |
| Chairperson: | HERB BUSHU |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 504,803 |
| TOTAL INVESTMENTS | 1,692,547 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,815 |
| Unsecured Loans | 326,459 |
| Other Loans | 1,898,424 |
| TOTAL LOANS | 2,250,698 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -25,621 |
| Land And Building | 0 |
| Other Fixed Assets | 8,803 |
| NCUSIF Deposit | 33,231 |
| All Other Assets | 12,923 |
| TOTAL ASSETS | 4,477,384 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,517 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 337,947 |
| Regular shares | 2,070,089 |
| All Other Shares & Deposits | 1,620,908 |
| TOTAL SHARES & DEPOSITS | 4,028,944 |
| TOTAL LIABILITIES | 4,037,461 |
| Regular Reserve | 266,773 |
| Other Reserves | 0 |
| Undivided Earnings | 173,150 |
| TOTAL EQUITY | 439,923 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,477,384 |
| INCOME & EXPENSE | |
| Loan Income | 106,267 |
| Investment Income | 9,153 |
| Other Income | 48,002 |
| Total Employee Compensation & Benefits | 93,988 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 89,072 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 17,450 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -37,088 |
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