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EDISON CREDIT UNION

Jun, 30, 2023 — EDISON CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGFIELD, OH with 1 branch location and about $4.48 million in total assets. Opened 60 years ago in 1964, EDISON CREDIT UNION has about 711 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDISON CREDIT UNION
Address:
(Main Office)
420 S YORK ST
SPRINGFIELD, OH 45505-2143
Phone:(937) 325-3582
Fax:(937) 325-0874
Website:https://edisoncu.net
Branches:1 branch locations
Members:711
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62269
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1964
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,477,384
CEO/Manager:Bobbie J Risner
Chairperson:HERB BUSHU

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 504,803
TOTAL INVESTMENTS 1,692,547
Loans Held for Sale 0
 
 Real Estate Loans 25,815
 Unsecured Loans 326,459
 Other Loans 1,898,424
 TOTAL LOANS 2,250,698
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -25,621
 Land And Building 0
 Other Fixed Assets 8,803
 NCUSIF Deposit 33,231
 All Other Assets 12,923
  TOTAL ASSETS 4,477,384
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,517
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 337,947
 Regular shares 2,070,089
 All Other Shares & Deposits 1,620,908
  TOTAL SHARES & DEPOSITS 4,028,944
  TOTAL LIABILITIES 4,037,461
 Regular Reserve 266,773
 Other Reserves 0
 Undivided Earnings 173,150
  TOTAL EQUITY 439,923
  TOTAL LIABILITIES, SHARES, & EQUITY 4,477,384
INCOME & EXPENSE  
 Loan Income 106,267
 Investment Income 9,153
 Other Income 48,002
 Total Employee Compensation & Benefits 93,988
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 89,072
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 17,450
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -37,088
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