SAFEAMERICA CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.safeamerica.com for more information.
Sep, 30, 2025 — SAFEAMERICA CREDIT UNION is a non-federally insured state credit union headquartered in Pleasanton, CA with 5 branch locations and about $526.03 million in total assets. Opened 73 years ago in 1953, SAFEAMERICA CREDIT UNION has about 36,478 members and employs 62 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAFEAMERICA CREDIT UNION |
|---|---|
| Address: (Main Office) | 6001 Gibraltar Drive Pleasanton, CA 94588 |
| Phone: | (925) 734-4111 |
| Fax: | (925) 460-0225 |
| Website: | https://www.safeamerica.com |
| Branches: | 5 branch locations |
| Members: | 36,478 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97093 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $526,032,866 |
| CEO/Manager: | Tom Graves |
| Chairperson: | Frank Zampella |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,733,277 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 190,554,871 |
| Unsecured Loans | 18,399,672 |
| Other Loans | 229,169,926 |
| TOTAL LOANS | 438,124,469 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,610,458 |
| Land And Building | 5,014,306 |
| Other Fixed Assets | 1,236,956 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 36,880 |
| TOTAL ASSETS | 526,032,866 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,769,859 |
| Accounts Payable & Other Liabilities | 4,110,113 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,892,474 |
| Regular shares | 139,519,723 |
| All Other Shares & Deposits | 259,071,264 |
| TOTAL SHARES & DEPOSITS | 479,483,461 |
| TOTAL LIABILITIES | 486,363,433 |
| Regular Reserve | 0 |
| Other Reserves | 16,910,201 |
| Undivided Earnings | 22,759,232 |
| TOTAL EQUITY | 39,669,433 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 526,032,866 |
| INCOME & EXPENSE | |
| Loan Income | 12,486,730 |
| Investment Income | 717,407 |
| Other Income | 1,200,949 |
| Total Employee Compensation & Benefits | 5,736,563 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,740,685 |
| Non-operating Income & (Expense) | 150,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 890,962 |
| Cost of Funds | 1,368,745 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,887,845 |
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