Sep, 30, 2021 — 1ST UNITED SERVICES CREDIT UNION is a federally insured state chartered credit union headquartered in Pleasanton, CA with 9 branch locations and about $1.29 billion in total assets. Opened 89 years ago in 1932, 1ST UNITED SERVICES CREDIT UNION has about 62,384 members and employs 161 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 1ST UNITED SERVICES CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. Box 11746 Pleasanton, CA 94588-1746 |
| Phone: | (800) 649-0193 |
| Fax: | (925) 598-4862 |
| Website: | http://www.1stunitedcu.org |
| Branches: | 9 branch locations |
| Members: | 62,384 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63958 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,289,692,755 |
| CEO/Manager: | Stephen M Stone |
| Chairperson: | Howard T Garrigan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 135,075,656 |
| TOTAL INVESTMENTS | 360,378,773 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 394,686,982 |
| Unsecured Loans | 53,393,056 |
| Other Loans | 320,185,054 |
| TOTAL LOANS | 768,265,092 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,436,189 |
| Land And Building | 4,556,917 |
| Other Fixed Assets | 4,283,466 |
| NCUSIF Deposit | 10,239,485 |
| All Other Assets | 8,329,555 |
| TOTAL ASSETS | 1,289,692,755 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,897,964 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 196,387,940 |
| Regular shares | 343,172,782 |
| All Other Shares & Deposits | 627,162,446 |
| TOTAL SHARES & DEPOSITS | 1,166,723,168 |
| TOTAL LIABILITIES | 1,172,621,132 |
| Regular Reserve | 26,856,643 |
| Other Reserves | -464,924 |
| Undivided Earnings | 90,679,904 |
| TOTAL EQUITY | 117,071,623 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,289,692,755 |
| INCOME & EXPENSE | |
| Loan Income | 22,497,735 |
| Investment Income | 2,146,406 |
| Other Income | 2,587,025 |
| Total Employee Compensation & Benefits | 12,733,063 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 10,046,929 |
| Non-operating Income & (Expense) | 159,241 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -263,280 |
| Cost of Funds | 5,052,881 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,816,847 |
| ↑ Back to Top | |