Sep, 30, 2025 — POST OFFICE CREDIT UNION OF MARYLAND, INC is a non-federally insured state credit union headquartered in BALTIMORE, MD with 1 branch location and about $27.75 million in total assets. Opened 2026 years ago in 0, POST OFFICE CREDIT UNION OF MARYLAND, INC has about 2,776 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POST OFFICE CREDIT UNION OF MARYLAND, INC |
|---|---|
| Address: (Main Office) | 900 E Fayette St Rm 606 BALTIMORE, MD 21233-1050 |
| Phone: | (410) 727-5469 |
| Fax: | (410) 727-0929 |
| Website: | https://www.pocumd.org |
| Branches: | 1 branch locations |
| Members: | 2,776 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 95742 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,752,333 |
| CEO/Manager: | Joseph Amellio |
| Chairperson: | David A Brignac |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,111,196 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,026,401 |
| Other Loans | 14,240,434 |
| TOTAL LOANS | 17,266,835 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -94,785 |
| Land And Building | 0 |
| Other Fixed Assets | 14,187 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,752,333 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 99,903 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 327,336 |
| Regular shares | 12,879,398 |
| All Other Shares & Deposits | 7,360,434 |
| TOTAL SHARES & DEPOSITS | 20,567,168 |
| TOTAL LIABILITIES | 20,667,071 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,085,262 |
| TOTAL EQUITY | 7,085,262 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,752,333 |
| INCOME & EXPENSE | |
| Loan Income | 458,548 |
| Investment Income | 166,802 |
| Other Income | 90,969 |
| Total Employee Compensation & Benefits | 288,270 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 227,345 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 88,671 |
| Cost of Funds | 83,882 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 28,151 |
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