Sep, 30, 2025 — LOWER COLUMBIA LONGSHOREMEN FEDERAL CREDIT UNION is a federal credit union headquartered in LONGVIEW, WA with 1 branch location and about $93.59 million in total assets. Opened 72 years ago in 1954, LOWER COLUMBIA LONGSHOREMEN FEDERAL CREDIT UNION has about 4,240 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOWER COLUMBIA LONGSHOREMEN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 629 14th Ave LONGVIEW, WA 98632-1603 |
| Phone: | (360) 423-2770 |
| Fax: | (360) 577-8120 |
| Website: | https://www.lclfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,240 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9289 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $93,588,427 |
| CEO/Manager: | Robin J Carns |
| Chairperson: | Mike Wilcox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,589,863 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 30,422,520 |
| Unsecured Loans | 3,663,807 |
| Other Loans | 18,435,750 |
| TOTAL LOANS | 52,522,077 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -99,771 |
| Land And Building | 4,075,758 |
| Other Fixed Assets | 284,827 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 778,134 |
| All Other Assets | 0 |
| TOTAL ASSETS | 93,588,427 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 192,256 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,248,330 |
| Regular shares | 39,943,202 |
| All Other Shares & Deposits | 30,915,794 |
| TOTAL SHARES & DEPOSITS | 82,107,326 |
| TOTAL LIABILITIES | 82,299,582 |
| Regular Reserve | 0 |
| Other Reserves | 1,914,523 |
| Undivided Earnings | 9,374,322 |
| TOTAL EQUITY | 11,288,845 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 93,588,427 |
| INCOME & EXPENSE | |
| Loan Income | 2,212,352 |
| Investment Income | 714,325 |
| Other Income | 222,367 |
| Total Employee Compensation & Benefits | 1,224,255 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,398,663 |
| Non-operating Income & (Expense) | 109,794 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -35,714 |
| Cost of Funds | 469,455 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 506,122 |
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