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LIGHTHOUSE COMMUNITY CREDIT UNION

Dec, 31, 2023 — LIGHTHOUSE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in VANCOUVER, WA with 1 branch location and about $15.11 million in total assets. Opened 71 years ago in 1953, LIGHTHOUSE COMMUNITY CREDIT UNION has about 1,534 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 323383352
Name:LIGHTHOUSE COMMUNITY CREDIT UNION
Address:
(Main Office)
PO BOX 348
VANCOUVER, WA 98666
Phone:(360) 694-8329
Fax:(360) 694-0693
Website:https://lhccu.com
Branches:1 branch locations
Members:1,534
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68268
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$15,110,372
CEO/Manager:Steven Bernhoft
Chairperson:David Bristol

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,443,742
TOTAL INVESTMENTS 3,273,080
Loans Held for Sale 0
 
 Real Estate Loans 1,179,733
 Unsecured Loans 556,736
 Other Loans 4,075,173
 TOTAL LOANS 5,811,642
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -56,889
 Land And Building 98,306
 Other Fixed Assets 267,664
 NCUSIF Deposit 128,383
 All Other Assets 144,444
  TOTAL ASSETS 15,110,372
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 14,137
 Accounts Payable & Other Liabilities 76,923
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 488,549
 Share Drafts 3,142,180
 Regular shares 5,281,344
 All Other Shares & Deposits 5,130,141
  TOTAL SHARES & DEPOSITS 13,553,665
  TOTAL LIABILITIES 14,133,274
 Regular Reserve 251,763
 Other Reserves 167,646
 Undivided Earnings 557,689
  TOTAL EQUITY 977,098
  TOTAL LIABILITIES, SHARES, & EQUITY 15,110,372
INCOME & EXPENSE  
 Loan Income 95,898
 Investment Income 9,689
 Other Income 17,096
 Total Employee Compensation & Benefits 76,587
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 93,766
 Non-operating Income & (Expense) 500
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -1,099
 Cost of Funds 9,846
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -19,944
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