Dec, 31, 2023 — PEOPLE'S COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in VANCOUVER, WA with 5 branch locations and about $279.30 million in total assets. Opened 72 years ago in 1952, PEOPLE'S COMMUNITY FEDERAL CREDIT UNION has about 10,862 members and employs 40 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEOPLE'S COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7403 NE Hazel Dell Ave VANCOUVER, WA 98665-8310 |
| Phone: | (360) 695-5121 |
| Fax: | (360) 695-3377 |
| Website: | https://www.peoplescu.org |
| Branches: | 5 branch locations |
| Members: | 10,862 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24713 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $279,295,925 |
| CEO/Manager: | Cristi R Dahlstrom |
| Chairperson: | Tim Williams |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 27,014,760 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 82,903,107 |
| Unsecured Loans | 1,178,672 |
| Other Loans | 37,220,242 |
| TOTAL LOANS | 121,302,021 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -325,480 |
| Land And Building | 2,624,264 |
| Other Fixed Assets | 1,184,288 |
| NCUSIF Deposit | 2,479,724 |
| All Other Assets | 0 |
| TOTAL ASSETS | 279,295,925 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,617,517 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 66,956,356 |
| Regular shares | 79,752,419 |
| All Other Shares & Deposits | 105,401,983 |
| TOTAL SHARES & DEPOSITS | 252,110,758 |
| TOTAL LIABILITIES | 253,728,275 |
| Regular Reserve | 0 |
| Other Reserves | -8,431,039 |
| Undivided Earnings | 33,998,689 |
| TOTAL EQUITY | 25,567,650 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 279,295,925 |
| INCOME & EXPENSE | |
| Loan Income | 4,366,010 |
| Investment Income | 4,383,609 |
| Other Income | 474,901 |
| Total Employee Compensation & Benefits | 2,708,691 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,403,733 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -66,566 |
| Cost of Funds | 1,707,397 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,471,516 |
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