Sep, 30, 2025 — EVERGREENDIRECT CREDIT UNION is a federally insured state chartered credit union headquartered in TUMWATER, WA with 2 branch locations and about $80.03 million in total assets. Opened 49 years ago in 1977, EVERGREENDIRECT CREDIT UNION has about 4,843 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVERGREENDIRECT CREDIT UNION |
|---|---|
| Address: (Main Office) | 6001 Capitol Blvd SW TUMWATER, WA 98501-5290 |
| Phone: | (360) 943-7676 |
| Fax: | (360) 943-6065 |
| Website: | https://www.evergreendirect.org |
| Branches: | 2 branch locations |
| Members: | 4,843 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68546 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $80,029,998 |
| CEO/Manager: | JohnPaul McGee |
| Chairperson: | Sue Girsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,185,705 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,408,809 |
| Unsecured Loans | 8,498,058 |
| Other Loans | 17,383,040 |
| TOTAL LOANS | 38,289,907 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -270,512 |
| Land And Building | 3,419,774 |
| Other Fixed Assets | 89,979 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 706,487 |
| All Other Assets | 0 |
| TOTAL ASSETS | 80,029,998 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 906,262 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,528,157 |
| Regular shares | 26,553,592 |
| All Other Shares & Deposits | 27,209,124 |
| TOTAL SHARES & DEPOSITS | 73,290,873 |
| TOTAL LIABILITIES | 74,197,135 |
| Regular Reserve | 0 |
| Other Reserves | -2,819,586 |
| Undivided Earnings | 8,652,449 |
| TOTAL EQUITY | 5,832,863 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 80,029,998 |
| INCOME & EXPENSE | |
| Loan Income | 2,284,271 |
| Investment Income | 656,139 |
| Other Income | 882,159 |
| Total Employee Compensation & Benefits | 1,459,502 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,355,078 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 159,023 |
| Cost of Funds | 635,362 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 227,834 |
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