Jun, 30, 2024 — AMERICA'S CREDIT UNION (ACU) is a federal credit union headquartered in DUPONT, WA with 13 branch locations and about $703.88 million in total assets. Opened 70 years ago in 1954, AMERICA'S CREDIT UNION (ACU) has about 35,581 members and employs 147 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICA'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 1495 Wilmington Dr Ste 1 DUPONT, WA 98327-8807 |
| Phone: | (253) 964-3113 |
| Fax: | (253) 964-3672 |
| Website: | https://www.youracu.org |
| Branches: | 13 branch locations |
| Members: | 35,581 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9373 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $703,876,248 |
| CEO/Manager: | Kenneth Leonard |
| Chairperson: | Debra R Geiger-Hodous |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,560,796 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 429,256,547 |
| Unsecured Loans | 51,355,170 |
| Other Loans | 60,130,665 |
| TOTAL LOANS | 540,756,588 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,324,107 |
| Land And Building | 19,258,583 |
| Other Fixed Assets | 2,648,799 |
| NCUSIF Deposit | 5,618,341 |
| All Other Assets | 73,098 |
| TOTAL ASSETS | 703,876,248 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,669 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,712,180 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 138,920,441 |
| Regular shares | 157,486,104 |
| All Other Shares & Deposits | 345,995,508 |
| TOTAL SHARES & DEPOSITS | 642,402,053 |
| TOTAL LIABILITIES | 651,115,902 |
| Regular Reserve | 0 |
| Other Reserves | -12,510,600 |
| Undivided Earnings | 65,270,946 |
| TOTAL EQUITY | 52,760,346 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 703,876,248 |
| INCOME & EXPENSE | |
| Loan Income | 15,775,605 |
| Investment Income | 1,375,115 |
| Other Income | 3,791,091 |
| Total Employee Compensation & Benefits | 10,276,521 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 8,768,900 |
| Non-operating Income & (Expense) | -32,776 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 493,740 |
| Cost of Funds | 1,546,758 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,407,582 |
| ↑ Back to Top | |