Sep, 30, 2025 — FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION is a federal credit union headquartered in HANFORD, CA with 3 branch locations and about $309.98 million in total assets. Opened 72 years ago in 1954, FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION has about 18,519 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 312 W 7th St HANFORD, CA 93230 |
| Phone: | (559) 584-0922 |
| Fax: | (559) 583-6948 |
| Website: | https://www.fastcu.com |
| Branches: | 3 branch locations |
| Members: | 18,519 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9109 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $309,981,223 |
| CEO/Manager: | Paula Lehn |
| Chairperson: | Christine Andrada |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,508,901 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 167,831,113 |
| Unsecured Loans | 13,661,377 |
| Other Loans | 55,225,501 |
| TOTAL LOANS | 240,167,683 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,919,578 |
| Land And Building | 8,370,972 |
| Other Fixed Assets | 1,479,439 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,226,625 |
| All Other Assets | 0 |
| TOTAL ASSETS | 309,981,223 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -3,764,302 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 93,427,315 |
| Regular shares | 108,649,865 |
| All Other Shares & Deposits | 51,859,568 |
| TOTAL SHARES & DEPOSITS | 253,936,748 |
| TOTAL LIABILITIES | 250,172,446 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 59,808,777 |
| TOTAL EQUITY | 59,808,777 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 309,981,223 |
| INCOME & EXPENSE | |
| Loan Income | 10,026,783 |
| Investment Income | 1,694,245 |
| Other Income | 1,447,752 |
| Total Employee Compensation & Benefits | 2,940,414 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,533,104 |
| Non-operating Income & (Expense) | 10,976 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 811,582 |
| Cost of Funds | 1,248,722 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,680,366 |
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