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PRR SOUTH FORK FEDERAL CREDIT UNION

Sep, 30, 2025 — PRR SOUTH FORK FEDERAL CREDIT UNION is a federal credit union headquartered in SOUTH FORK, PA with 2 branch locations and about $47.19 million in total assets. Opened 90 years ago in 1936, PRR SOUTH FORK FEDERAL CREDIT UNION has about 2,483 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PRR SOUTH FORK FEDERAL CREDIT UNION
Address:
(Main Office)
220 Main St
SOUTH FORK, PA 15956
Phone:(814) 495-5150
Fax:(814) 495-4521
Website:https://www.prrsouthfork.com
Branches:2 branch locations
Members:2,483
Credit Union Type:Federal Credit Union
Charter Number:909
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$47,191,354
CEO/Manager:Sharon E Rozum
Chairperson:Timothy Troy

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,449,036
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,928,602
 Unsecured Loans 2,008,682
 Other Loans 13,886,241
 TOTAL LOANS 20,823,524
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -90,942
 Land And Building 471,419
 Other Fixed Assets 48,749
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 375,019
 All Other Assets 0
  TOTAL ASSETS 47,191,354
LIABILITIES & CAPITAL:  
 Dividends Payable 168,285
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 79,801
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,029,452
 Regular shares 29,829,722
 All Other Shares & Deposits 3,286,292
  TOTAL SHARES & DEPOSITS 37,145,466
  TOTAL LIABILITIES 37,393,552
 Regular Reserve 0
 Other Reserves 766,979
 Undivided Earnings 9,030,823
  TOTAL EQUITY 9,797,802
  TOTAL LIABILITIES, SHARES, & EQUITY 47,191,354
INCOME & EXPENSE  
 Loan Income 703,430
 Investment Income 706,147
 Other Income 6,595
 Total Employee Compensation & Benefits 261,884
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 280,266
 Non-operating Income & (Expense) 73,619
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 11,310
 Cost of Funds 467,671
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 468,660
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