Credit Unions Near Me
National Credit Union Service Organization

G.A.P. FEDERAL CREDIT UNION

Mar, 31, 2021 — G.A.P. FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 5 branch locations and about $63.40 million in total assets. Opened 84 years ago in 1937, G.A.P. FEDERAL CREDIT UNION has about 5,914 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:G.A.P. FEDERAL CREDIT UNION
Address:
(Main Office)
111 FRANKLIN ST RM 224
JOHNSTOWN, PA 15901
Phone:(814) 535-4165
Fax:(814) 535-2175
Website:http://www.gapfcu.org
Branches:5 branch locations
Members:5,914
Credit Union Type:Federal Credit Union
Charter Number:2405
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jan 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$63,403,377
CEO/Manager:Diane G Lopez
Chairperson:Wendy Hudak

Call Report

  • Overdraft Lines of Credit
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • In-School Branches
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,420,191
TOTAL INVESTMENTS 28,351,363
Loans Held for Sale 0
 
 Real Estate Loans 2,660,382
 Unsecured Loans 7,176,974
 Other Loans 11,423,964
 TOTAL LOANS 21,261,320
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -283,404
 Land And Building 149,168
 Other Fixed Assets 137,450
 NCUSIF Deposit 505,516
 All Other Assets 861,773
  TOTAL ASSETS 63,403,377
LIABILITIES & CAPITAL:  
 Dividends Payable 1,466
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 240,676
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,784,487
 Regular shares 34,799,619
 All Other Shares & Deposits 9,136,098
  TOTAL SHARES & DEPOSITS 56,720,204
  TOTAL LIABILITIES 56,962,346
 Regular Reserve 606,462
 Other Reserves 676,020
 Undivided Earnings 5,158,549
  TOTAL EQUITY 6,441,031
  TOTAL LIABILITIES, SHARES, & EQUITY 63,403,377
INCOME & EXPENSE  
 Loan Income 296,335
 Investment Income 115,951
 Other Income 16,322
 Total Employee Compensation & Benefits 185,941
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 214,868
 Non-operating Income & (Expense) 69,925
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,000
 Cost of Funds 11,568
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 72,156
↑ Back to Top

Other Credit Unions

S. T. P. EMPLOYEES FEDERAL CREDIT UNION
PO BOX 1017, 200 OLIPHANT DRIVE
DUNCANSVILLE, PA 16635-1017
PAKCO EMPLOYEES FEDERAL CREDIT UNION
147 ELEANOR DR
LATROBE, PA 15650
JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
738 VIEWMONT AVE
JOHNSTOWN, PA 15905
FORT LIGONIER FEDERAL CREDIT UNION
1917 PENN AVENUE
JEROME, PA 15937
FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION
310 BLOOMFIELD ST
JOHNSTOWN, PA 15904-3202
DERRY AREA FEDERAL CREDIT UNION
P.O. BOX 128
DERRY, PA 15627
LATROBE FEDERAL CREDIT UNION
1812 LIGONIER STREET
LATROBE, PA 15650
DERTOWN SCHOOL FEDERAL CREDIT UNION
5012 State Route 982 APT 3
LATROBE, PA 15650-3404
MERHO FEDERAL CREDIT UNION
15 IRENE ST
JOHNSTOWN, PA 15905-4124
PRR SOUTH FORK FEDERAL CREDIT UNION
220 MAIN ST
SOUTH FORK, PA 15956