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G.A.P. FEDERAL CREDIT UNION

Mar, 31, 2022 — G.A.P. FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 5 branch locations and about $67.94 million in total assets. Opened 85 years ago in 1937, G.A.P. FEDERAL CREDIT UNION has about 5,937 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:G.A.P. FEDERAL CREDIT UNION
Address:
(Main Office)
111 Franklin St Rm 224
JOHNSTOWN, PA 15901
Phone:(814) 535-4165
Fax:(814) 535-2175
Website:http://www.gapfcu.org
Branches:5 branch locations
Members:5,937
Credit Union Type:Federal Credit Union
Charter Number:2405
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jan 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$67,944,784
CEO/Manager:Diane G Lopez
Chairperson:Wendy Hudak

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,111,191
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,568,605
 Unsecured Loans 7,634,740
 Other Loans 12,116,353
 TOTAL LOANS 24,319,698
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -330,820
 Land And Building 156,358
 Other Fixed Assets 94,701
 NCUSIF Deposit 576,231
 All Other Assets 0
  TOTAL ASSETS 67,944,784
LIABILITIES & CAPITAL:  
 Dividends Payable 980
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 355,635
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,401,277
 Regular shares 37,562,568
 All Other Shares & Deposits 9,763,712
  TOTAL SHARES & DEPOSITS 60,727,557
  TOTAL LIABILITIES 61,084,172
 Regular Reserve 0
 Other Reserves 676,020
 Undivided Earnings 6,184,592
  TOTAL EQUITY 6,860,612
  TOTAL LIABILITIES, SHARES, & EQUITY 67,944,784
INCOME & EXPENSE  
 Loan Income 330,985
 Investment Income 79,032
 Other Income 22,889
 Total Employee Compensation & Benefits 184,823
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 226,278
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,179
 Cost of Funds 10,691
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 113,164
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