Dec, 31, 2023 — JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 1 branch location and about $7.16 million in total assets. Opened 85 years ago in 1939, JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 526 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 738 Viewmont Ave JOHNSTOWN, PA 15905 |
Phone: | (814) 255-6642 |
Fax: | |
Website: | https://jsefcu.com |
Branches: | 1 branch locations |
Members: | 526 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 3120 |
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Membership Type: | Educational |
Corporate Credit Union: | No |
Year Opened: | 1939 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $7,159,076 |
CEO/Manager: | Donald B Irwin, Jr. |
Chairperson: | Lieda Milazzo |
ASSETS: | $ Amount |
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Cash & Equivalents | 79,848 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 93,193 |
Unsecured Loans | 788,453 |
Other Loans | 2,715,955 |
TOTAL LOANS | 3,597,601 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,166 |
Land And Building | 0 |
Other Fixed Assets | 4,553 |
NCUSIF Deposit | 62,788 |
All Other Assets | 0 |
TOTAL ASSETS | 7,159,076 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 280 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 5,553,784 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 5,553,784 |
TOTAL LIABILITIES | 5,554,064 |
Regular Reserve | 0 |
Other Reserves | 114,580 |
Undivided Earnings | 1,490,432 |
TOTAL EQUITY | 1,605,012 |
TOTAL LIABILITIES, SHARES, & EQUITY | 7,159,076 |
INCOME & EXPENSE | |
Loan Income | 196,530 |
Investment Income | 53,121 |
Other Income | 0 |
Total Employee Compensation & Benefits | 126,976 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 43,901 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 65,033 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 2,928 |
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