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JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 1 branch location and about $8.14 million in total assets. Opened 83 years ago in 1939, JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 546 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
738 Viewmont Ave
JOHNSTOWN, PA 15905
Phone:(814) 255-6642
Fax:
Website:http://jsefcu.com
Branches:1 branch locations
Members:546
Credit Union Type:Federal Credit Union
Charter Number:3120
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1939
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$8,143,880
CEO/Manager:Donald B Irwin, Jr.
Chairperson:Lieda Milazzo

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 41,066
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 140,377
 Unsecured Loans 721,815
 Other Loans 2,418,762
 TOTAL LOANS 3,280,954
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -20,877
 Land And Building 0
 Other Fixed Assets 5,365
 NCUSIF Deposit 65,993
 All Other Assets 0
  TOTAL ASSETS 8,143,880
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 435
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 6,538,889
 All Other Shares & Deposits 14,323
  TOTAL SHARES & DEPOSITS 6,553,212
  TOTAL LIABILITIES 6,553,647
 Regular Reserve 0
 Other Reserves 114,580
 Undivided Earnings 1,475,653
  TOTAL EQUITY 1,590,233
  TOTAL LIABILITIES, SHARES, & EQUITY 8,143,880
INCOME & EXPENSE  
 Loan Income 36,612
 Investment Income 14,974
 Other Income 0
 Total Employee Compensation & Benefits 31,667
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,844
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -5,000
 Cost of Funds 9,597
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,478
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