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JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 1 branch location and about $7.16 million in total assets. Opened 85 years ago in 1939, JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 526 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
738 Viewmont Ave
JOHNSTOWN, PA 15905
Phone:(814) 255-6642
Fax:
Website:https://jsefcu.com
Branches:1 branch locations
Members:526
Credit Union Type:Federal Credit Union
Charter Number:3120
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1939
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$7,159,076
CEO/Manager:Donald B Irwin, Jr.
Chairperson:Lieda Milazzo

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 79,848
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 93,193
 Unsecured Loans 788,453
 Other Loans 2,715,955
 TOTAL LOANS 3,597,601
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -22,166
 Land And Building 0
 Other Fixed Assets 4,553
 NCUSIF Deposit 62,788
 All Other Assets 0
  TOTAL ASSETS 7,159,076
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 280
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,553,784
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,553,784
  TOTAL LIABILITIES 5,554,064
 Regular Reserve 0
 Other Reserves 114,580
 Undivided Earnings 1,490,432
  TOTAL EQUITY 1,605,012
  TOTAL LIABILITIES, SHARES, & EQUITY 7,159,076
INCOME & EXPENSE  
 Loan Income 196,530
 Investment Income 53,121
 Other Income 0
 Total Employee Compensation & Benefits 126,976
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 43,901
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 65,033
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,928
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