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YOUR CHOICE FEDERAL CREDIT UNION

Jun, 30, 2024 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $14.25 million in total assets. Opened 67 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,539 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUR CHOICE FEDERAL CREDIT UNION
Address:
(Main Office)
109 Keystone St
ALTOONA, PA 16602
Phone:(814) 946-1294
Fax:(814) 946-4084
Website:https://www.yourchoicefcu.com
Branches:1 branch locations
Members:1,539
Credit Union Type:Federal Credit Union
Charter Number:11972
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,252,101
CEO/Manager:Autumn M Petta
Chairperson:April Gardner

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,305,182
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 465,992
 Unsecured Loans 625,579
 Other Loans 1,904,037
 TOTAL LOANS 2,995,608
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -64,964
 Land And Building 75,870
 Other Fixed Assets 49,621
 NCUSIF Deposit 120,531
 All Other Assets 0
  TOTAL ASSETS 14,252,101
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,468
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,676,374
 Regular shares 9,929,547
 All Other Shares & Deposits 307,877
  TOTAL SHARES & DEPOSITS 12,913,798
  TOTAL LIABILITIES 12,919,266
 Regular Reserve 0
 Other Reserves 599
 Undivided Earnings 1,332,236
  TOTAL EQUITY 1,332,835
  TOTAL LIABILITIES, SHARES, & EQUITY 14,252,101
INCOME & EXPENSE  
 Loan Income 95,327
 Investment Income 108,904
 Other Income 137,715
 Total Employee Compensation & Benefits 149,008
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 156,776
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 11,961
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,201
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