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YOUR CHOICE FEDERAL CREDIT UNION

Mar, 31, 2021 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $13.58 million in total assets. Opened 64 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,559 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUR CHOICE FEDERAL CREDIT UNION
Address:
(Main Office)
109 KEYSTONE ST
ALTOONA, PA 16602
Phone:(814) 946-1294
Fax:(814) 946-4084
Website:http://www.yourchoicefcu.com
Branches:1 branch locations
Members:1,559
Credit Union Type:Federal Credit Union
Charter Number:11972
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,577,512
CEO/Manager:Autumn M Petta
Chairperson:Bobbie M Walter

Call Report

  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,546,961
TOTAL INVESTMENTS 7,394,554
Loans Held for Sale 0
 
 Real Estate Loans 516,259
 Unsecured Loans 727,880
 Other Loans 2,308,946
 TOTAL LOANS 3,553,085
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -80,940
 Land And Building 79,092
 Other Fixed Assets 25,739
 NCUSIF Deposit 90,032
 All Other Assets -31,011
  TOTAL ASSETS 13,577,512
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,651
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,445,224
 Regular shares 9,375,587
 All Other Shares & Deposits 309,004
  TOTAL SHARES & DEPOSITS 12,129,815
  TOTAL LIABILITIES 12,132,466
 Regular Reserve 134,861
 Other Reserves 6,880
 Undivided Earnings 1,303,305
  TOTAL EQUITY 1,445,046
  TOTAL LIABILITIES, SHARES, & EQUITY 13,577,512
INCOME & EXPENSE  
 Loan Income 36,686
 Investment Income 30,984
 Other Income 36,394
 Total Employee Compensation & Benefits 39,018
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 48,082
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,974
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 12,990
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