Jun, 30, 2024 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $14.25 million in total assets. Opened 67 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,539 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | YOUR CHOICE FEDERAL CREDIT UNION |
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Address: (Main Office) | 109 Keystone St ALTOONA, PA 16602 |
Phone: | (814) 946-1294 |
Fax: | (814) 946-4084 |
Website: | https://www.yourchoicefcu.com |
Branches: | 1 branch locations |
Members: | 1,539 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 11972 |
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Membership Type: | Multiple common bond - Primarily communications and utilities |
Corporate Credit Union: | No |
Year Opened: | 1957 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $14,252,101 |
CEO/Manager: | Autumn M Petta |
Chairperson: | April Gardner |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,305,182 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 465,992 |
Unsecured Loans | 625,579 |
Other Loans | 1,904,037 |
TOTAL LOANS | 2,995,608 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,964 |
Land And Building | 75,870 |
Other Fixed Assets | 49,621 |
NCUSIF Deposit | 120,531 |
All Other Assets | 0 |
TOTAL ASSETS | 14,252,101 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 5,468 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,676,374 |
Regular shares | 9,929,547 |
All Other Shares & Deposits | 307,877 |
TOTAL SHARES & DEPOSITS | 12,913,798 |
TOTAL LIABILITIES | 12,919,266 |
Regular Reserve | 0 |
Other Reserves | 599 |
Undivided Earnings | 1,332,236 |
TOTAL EQUITY | 1,332,835 |
TOTAL LIABILITIES, SHARES, & EQUITY | 14,252,101 |
INCOME & EXPENSE | |
Loan Income | 95,327 |
Investment Income | 108,904 |
Other Income | 137,715 |
Total Employee Compensation & Benefits | 149,008 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 156,776 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 11,961 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 24,201 |
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