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YOUR CHOICE FEDERAL CREDIT UNION

Mar, 31, 2022 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $14.39 million in total assets. Opened 65 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,546 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUR CHOICE FEDERAL CREDIT UNION
Address:
(Main Office)
109 Keystone St
ALTOONA, PA 16602
Phone:(814) 946-1294
Fax:(814) 946-4084
Website:http://www.yourchoicefcu.com
Branches:1 branch locations
Members:1,546
Credit Union Type:Federal Credit Union
Charter Number:11972
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,390,143
CEO/Manager:Autumn M Petta
Chairperson:April Gardner

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,001,962
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 411,990
 Unsecured Loans 647,448
 Other Loans 1,963,452
 TOTAL LOANS 3,022,890
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -75,344
 Land And Building 76,771
 Other Fixed Assets 39,710
 NCUSIF Deposit 111,681
 All Other Assets 0
  TOTAL ASSETS 14,390,143
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,172
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,667,114
 Regular shares 10,056,120
 All Other Shares & Deposits 273,421
  TOTAL SHARES & DEPOSITS 12,996,655
  TOTAL LIABILITIES 13,004,827
 Regular Reserve 0
 Other Reserves 82,020
 Undivided Earnings 1,303,296
  TOTAL EQUITY 1,385,316
  TOTAL LIABILITIES, SHARES, & EQUITY 14,390,143
INCOME & EXPENSE  
 Loan Income 32,026
 Investment Income 32,668
 Other Income 34,254
 Total Employee Compensation & Benefits 51,194
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 48,668
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,825
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -4,739
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