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YOUR CHOICE FEDERAL CREDIT UNION

Jun, 30, 2021 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $13.78 million in total assets. Opened 64 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,540 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUR CHOICE FEDERAL CREDIT UNION
Address:
(Main Office)
109 KEYSTONE ST
ALTOONA, PA 16602
Phone:(814) 946-1294
Fax:(814) 946-4084
Website:http://www.yourchoicefcu.com
Branches:1 branch locations
Members:1,540
Credit Union Type:Federal Credit Union
Charter Number:11972
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,777,195
CEO/Manager:Autumn M Petta
Chairperson:April Gardner

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,400,957
TOTAL INVESTMENTS 7,811,081
Loans Held for Sale 0
 
 Real Estate Loans 494,683
 Unsecured Loans 718,704
 Other Loans 2,207,109
 TOTAL LOANS 3,420,496
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -80,980
 Land And Building 78,251
 Other Fixed Assets 38,741
 NCUSIF Deposit 111,681
 All Other Assets -3,032
  TOTAL ASSETS 13,777,195
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,729
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,191,414
 Regular shares 9,783,677
 All Other Shares & Deposits 348,838
  TOTAL SHARES & DEPOSITS 12,323,929
  TOTAL LIABILITIES 12,328,658
 Regular Reserve 134,861
 Other Reserves 1,800
 Undivided Earnings 1,311,876
  TOTAL EQUITY 1,448,537
  TOTAL LIABILITIES, SHARES, & EQUITY 13,777,195
INCOME & EXPENSE  
 Loan Income 71,693
 Investment Income 60,607
 Other Income 71,727
 Total Employee Compensation & Benefits 78,211
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 96,124
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 8,131
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,561
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