Sep, 30, 2025 — YOUR CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in ALTOONA, PA with 1 branch location and about $13.09 million in total assets. Opened 69 years ago in 1957, YOUR CHOICE FEDERAL CREDIT UNION has about 1,437 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YOUR CHOICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 109 Keystone St ALTOONA, PA 16602 |
| Phone: | (814) 946-1294 |
| Fax: | (814) 946-4084 |
| Website: | https://www.yourchoicefcu.com |
| Branches: | 1 branch locations |
| Members: | 1,437 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11972 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,086,568 |
| CEO/Manager: | Autumn M Petta |
| Chairperson: | Brian Bartley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 414,020 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 517,916 |
| Unsecured Loans | 709,887 |
| Other Loans | 1,675,539 |
| TOTAL LOANS | 2,903,342 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,088 |
| Land And Building | 98,764 |
| Other Fixed Assets | 41,697 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 113,358 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,086,568 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,114 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,572,927 |
| Regular shares | 8,064,211 |
| All Other Shares & Deposits | 768,392 |
| TOTAL SHARES & DEPOSITS | 11,405,530 |
| TOTAL LIABILITIES | 11,409,644 |
| Regular Reserve | 0 |
| Other Reserves | 123,867 |
| Undivided Earnings | 1,553,057 |
| TOTAL EQUITY | 1,676,924 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,086,568 |
| INCOME & EXPENSE | |
| Loan Income | 128,483 |
| Investment Income | 239,234 |
| Other Income | 83,311 |
| Total Employee Compensation & Benefits | 174,410 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 184,322 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 18,484 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 73,812 |
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