Credit Unions Near Me
National Credit Union Service Organization

VALLEY FEDERAL CREDIT UNION

Sep, 30, 2025 — VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in BROWNSVILLE, TX with 2 branch locations and about $113.85 million in total assets. Opened 91 years ago in 1935, VALLEY FEDERAL CREDIT UNION has about 9,371 members and employs 38 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 314978132
Name:VALLEY FEDERAL CREDIT UNION
Address:
(Main Office)
183 E Price Rd
BROWNSVILLE, TX 78521
Phone:(956) 546-3108
Fax:(956) 544-5404
Website:https://www.vfcu.net
Branches:2 branch locations
Members:9,371
Credit Union Type:Federal Credit Union
Charter Number:850
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$113,848,276
CEO/Manager:Norma S Jasso
Chairperson:Gilbert Sanchez, Jr.

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,418,868
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,653,067
 Unsecured Loans 15,484,294
 Other Loans 48,811,312
 TOTAL LOANS 70,278,532
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -444,382
 Land And Building 2,601,624
 Other Fixed Assets 352,674
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 880,402
 All Other Assets 0
  TOTAL ASSETS 113,848,276
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 998,685
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 22,401,858
 Regular shares 50,813,421
 All Other Shares & Deposits 25,077,327
  TOTAL SHARES & DEPOSITS 98,292,606
  TOTAL LIABILITIES 99,291,291
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 14,556,985
  TOTAL EQUITY 14,556,985
  TOTAL LIABILITIES, SHARES, & EQUITY 113,848,276
INCOME & EXPENSE  
 Loan Income 3,714,901
 Investment Income 1,021,641
 Other Income 1,351,589
 Total Employee Compensation & Benefits 1,894,564
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,817,651
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 379,874
 Cost of Funds 645,338
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 577,433
↑ Back to Top

Other Credit Unions

BROWNSVILLE CITY EMPLOYEES FEDERAL CREDIT UNION
1001 E ELIZABETH ST
BROWNSVILLE, TX 78520-5128
STARR COUNTY TEACHERS FEDERAL CREDIT UNION
1322 E San Benito St
RIO GRANDE CITY, TX 78582
COWBOY COUNTRY FEDERAL CREDIT UNION
501 SOUTH BROADWAY
PREMONT, TX 78375
TEXAS COMMUNITY FEDERAL CREDIT UNION
605 E Caesar Ave
KINGSVILLE, TX 78363
HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION
600 W Ferguson St
PHARR, TX 78577
EDINBURG TEACHERS CREDIT UNION
900 W University Dr
EDINBURG, TX 78539
SOUTH TEXAS FEDERAL CREDIT UNION
2121 W Dove Ave
MCALLEN, TX 78504-4064
LA JOYA AREA FEDERAL CREDIT UNION
317 S Bentsen Palm DR
PALMVIEW, TX 78572
TEXAS BRIDGE CREDIT UNION
3131 HOLLY RD
CORPUS CHRISTI, TX 78415
RIO GRANDE VALLEY CREDIT UNION
1221 Morgan Blvd
HARLINGEN, TX 78550-5154