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BROWNSVILLE CITY EMPLOYEES FEDERAL CREDIT UNION

Sep, 30, 2025 — BROWNSVILLE CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BROWNSVILLE, TX with 1 branch location and about $6.98 million in total assets. Opened 56 years ago in 1970, BROWNSVILLE CITY EMPLOYEES FEDERAL CREDIT UNION has about 1,388 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BROWNSVILLE CITY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
1001 E ELIZABETH ST
BROWNSVILLE, TX 78520-5128
Phone:(956) 548-6041
Fax:(956) 546-2893
Website:https://brownsvillecityfcu.com/
Branches:1 branch locations
Members:1,388
Credit Union Type:Federal Credit Union
Charter Number:20392
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1970
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$6,978,051
CEO/Manager:Aida Barbosa
Chairperson:Paul Cantu III

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,856,808
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 988,038
 Other Loans 1,589,364
 TOTAL LOANS 2,577,402
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -20,149
 Land And Building 0
 Other Fixed Assets 20,981
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 47,048
 All Other Assets 0
  TOTAL ASSETS 6,978,051
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 83,377
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,736,149
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,736,149
  TOTAL LIABILITIES 4,819,526
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,158,525
  TOTAL EQUITY 2,158,525
  TOTAL LIABILITIES, SHARES, & EQUITY 6,978,051
INCOME & EXPENSE  
 Loan Income 176,608
 Investment Income 110,140
 Other Income 5,805
 Total Employee Compensation & Benefits 114,221
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 91,846
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,334
 Cost of Funds 21,862
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 55,890
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