Sep, 30, 2025 — HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION is a federal credit union headquartered in PHARR, TX with 1 branch location and about $51.66 million in total assets. Opened 86 years ago in 1940, HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION has about 3,410 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 600 W Ferguson St PHARR, TX 78577 |
| Phone: | (956) 787-2701 |
| Fax: | (956) 702-0618 |
| Website: | https://www.highwaydistrict21fcu.com |
| Branches: | 1 branch locations |
| Members: | 3,410 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4148 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,655,902 |
| CEO/Manager: | Alicia Snell Sendejo |
| Chairperson: | Victor Martinez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,710,064 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,822 |
| Unsecured Loans | 1,731,919 |
| Other Loans | 21,318,147 |
| TOTAL LOANS | 23,105,888 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -220,370 |
| Land And Building | 134,127 |
| Other Fixed Assets | 3,405 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 340,054 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,655,902 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 52,523 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 246,796 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,236,803 |
| Regular shares | 20,003,449 |
| All Other Shares & Deposits | 10,829,776 |
| TOTAL SHARES & DEPOSITS | 40,070,028 |
| TOTAL LIABILITIES | 40,369,347 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,286,555 |
| TOTAL EQUITY | 11,286,555 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,655,902 |
| INCOME & EXPENSE | |
| Loan Income | 832,042 |
| Investment Income | 736,471 |
| Other Income | 84,120 |
| Total Employee Compensation & Benefits | 442,144 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 297,418 |
| Non-operating Income & (Expense) | 66,835 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,000 |
| Cost of Funds | 199,993 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 793,327 |
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