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EDINBURG TEACHERS CREDIT UNION

Dec, 31, 2020 — EDINBURG TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in Edinburg, TX with 1 branch location and about $106.22 million in total assets. Opened 66 years ago in 1955, EDINBURG TEACHERS CREDIT UNION has about 12,572 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDINBURG TEACHERS CREDIT UNION
Address:
(Main Office)
900 W University Dr
Edinburg, TX 78539
Phone:(956) 259-3511
Fax:(956) 381-8206
Website:http://www.etcu.coop
Branches:1 branch locations
Members:12,572
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66366
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$106,218,446
CEO/Manager:Jeffrey B Moats
Chairperson:Richard K Kanipe

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 25,419,241
TOTAL INVESTMENTS 62,175,689
Loans Held for Sale 0
 
 Real Estate Loans 25,514
 Unsecured Loans 8,499,990
 Other Loans 6,958,886
 TOTAL LOANS 15,484,390
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -139,958
 Land And Building 1,491,668
 Other Fixed Assets 101,746
 NCUSIF Deposit 753,660
 All Other Assets 932,010
  TOTAL ASSETS 106,218,446
LIABILITIES & CAPITAL:  
 Dividends Payable 985
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 396,784
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,558,610
 Regular shares 54,709,671
 All Other Shares & Deposits 6,708,154
  TOTAL SHARES & DEPOSITS 81,976,435
  TOTAL LIABILITIES 82,374,204
 Regular Reserve 812,240
 Other Reserves 0
 Undivided Earnings 23,032,002
  TOTAL EQUITY 23,844,242
  TOTAL LIABILITIES, SHARES, & EQUITY 106,218,446
INCOME & EXPENSE  
 Loan Income 1,418,228
 Investment Income 1,574,284
 Other Income 388,160
 Total Employee Compensation & Benefits 1,898,658
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 603,361
 Non-operating Income & (Expense) 988
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 123,522
 Cost of Funds 63,397
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 692,722
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