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EDINBURG TEACHERS CREDIT UNION

Dec, 31, 2023 — EDINBURG TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in EDINBURG, TX with 1 branch location and about $92.09 million in total assets. Opened 69 years ago in 1955, EDINBURG TEACHERS CREDIT UNION has about 6,302 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDINBURG TEACHERS CREDIT UNION
Address:
(Main Office)
900 W University Dr
EDINBURG, TX 78539
Phone:(956) 259-3511
Fax:(956) 381-8206
Website:https://www.etcu.coop
Branches:1 branch locations
Members:6,302
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66366
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$92,087,590
CEO/Manager:Mary L Carpenter
Chairperson:Robert N Tamez

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,136,585
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 15,650
 Unsecured Loans 6,016,677
 Other Loans 15,235,563
 TOTAL LOANS 21,267,892
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -193,206
 Land And Building 1,440,602
 Other Fixed Assets 73,440
 NCUSIF Deposit 774,837
 All Other Assets 0
  TOTAL ASSETS 92,087,590
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,657,111
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,521,626
 Regular shares 50,921,840
 All Other Shares & Deposits 5,862,987
  TOTAL SHARES & DEPOSITS 78,306,453
  TOTAL LIABILITIES 79,963,564
 Regular Reserve 0
 Other Reserves -9,095,837
 Undivided Earnings 21,219,863
  TOTAL EQUITY 12,124,026
  TOTAL LIABILITIES, SHARES, & EQUITY 92,087,590
INCOME & EXPENSE  
 Loan Income 1,133,827
 Investment Income 1,876,059
 Other Income 191,418
 Total Employee Compensation & Benefits 1,283,510
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,345,928
 Non-operating Income & (Expense) -3,197
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -14,810
 Cost of Funds 333,943
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 448,689
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