Sep, 30, 2025 — BUFFALO CONRAIL FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $55.07 million in total assets. Opened 91 years ago in 1935, BUFFALO CONRAIL FEDERAL CREDIT UNION has about 2,563 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BUFFALO CONRAIL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1481 Harlem Rd CHEEKTOWAGA, NY 14206 |
| Phone: | (716) 897-2383 |
| Fax: | (716) 897-2385 |
| Website: | https://www.bufconfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,563 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 845 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $55,069,381 |
| CEO/Manager: | Daniel D DeWald |
| Chairperson: | Jeffrey R Zientara |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,801,955 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,938,991 |
| Unsecured Loans | 2,704,669 |
| Other Loans | 20,335,081 |
| TOTAL LOANS | 44,978,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -413,324 |
| Land And Building | 343,957 |
| Other Fixed Assets | 53,254 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 402,587 |
| All Other Assets | 0 |
| TOTAL ASSETS | 55,069,381 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 202,052 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,194,936 |
| Regular shares | 30,430,638 |
| All Other Shares & Deposits | 8,346,493 |
| TOTAL SHARES & DEPOSITS | 41,972,067 |
| TOTAL LIABILITIES | 42,174,119 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,895,262 |
| TOTAL EQUITY | 12,895,262 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 55,069,381 |
| INCOME & EXPENSE | |
| Loan Income | 1,640,343 |
| Investment Income | 437,379 |
| Other Income | 40,156 |
| Total Employee Compensation & Benefits | 483,789 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 460,781 |
| Non-operating Income & (Expense) | -17,167 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 88,828 |
| Cost of Funds | 392,588 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 722,350 |
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