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IRS BUFFALO FEDERAL CREDIT UNION

Dec, 31, 2020 — IRS BUFFALO FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 2 branch locations and about $5.73 million in total assets. Opened 64 years ago in 1957, IRS BUFFALO FEDERAL CREDIT UNION has about 835 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:IRS BUFFALO FEDERAL CREDIT UNION
Address:
(Main Office)
130 S ELMWOOD AVE, STE 147
BUFFALO, NY 14202-2465
Phone:(716) 854-3714
Fax:(716) 854-3108
Website:http://www.irsbflofcu.org
Branches:2 branch locations
Members:835
Credit Union Type:Federal Credit Union
Charter Number:11524
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$5,725,662
CEO/Manager:Lori Makowski
Chairperson:Barbara Kalinowski

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,814,404
TOTAL INVESTMENTS 395,801
Loans Held for Sale 0
 
 Real Estate Loans 662,989
 Unsecured Loans 734,276
 Other Loans 2,056,542
 TOTAL LOANS 3,453,807
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -43,050
 Land And Building 0
 Other Fixed Assets 18,226
 NCUSIF Deposit 46,907
 All Other Assets 39,567
  TOTAL ASSETS 5,725,662
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,998
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 731,529
 Regular shares 4,388,324
 All Other Shares & Deposits 244,025
  TOTAL SHARES & DEPOSITS 5,363,878
  TOTAL LIABILITIES 5,372,876
 Regular Reserve 126,278
 Other Reserves 0
 Undivided Earnings 226,508
  TOTAL EQUITY 352,786
  TOTAL LIABILITIES, SHARES, & EQUITY 5,725,662
INCOME & EXPENSE  
 Loan Income 197,008
 Investment Income 10,557
 Other Income 34,032
 Total Employee Compensation & Benefits 121,810
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 127,621
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,198
 Cost of Funds 4,027
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -26,059
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