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BUFFALO CONRAIL FEDERAL CREDIT UNION

Mar, 31, 2022 — BUFFALO CONRAIL FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $54.12 million in total assets. Opened 87 years ago in 1935, BUFFALO CONRAIL FEDERAL CREDIT UNION has about 2,502 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222079440
Name:BUFFALO CONRAIL FEDERAL CREDIT UNION
Address:
(Main Office)
1481 Harlem Rd
CHEEKTOWAGA, NY 14206
Phone:(716) 897-2383
Fax:(716) 897-2385
Website:bufconfcu.com
Branches:1 branch locations
Members:2,502
Credit Union Type:Federal Credit Union
Charter Number:845
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$54,119,268
CEO/Manager:Paul D Whelan
Chairperson:Jeffrey R Zientara

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,701,575
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 25,606,245
 Unsecured Loans 1,826,772
 Other Loans 11,844,239
 TOTAL LOANS 39,277,256
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -145,571
 Land And Building 388,365
 Other Fixed Assets 30,601
 NCUSIF Deposit 400,840
 All Other Assets 0
  TOTAL ASSETS 54,119,268
LIABILITIES & CAPITAL:  
 Dividends Payable 95
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 25,627
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,499,275
 Regular shares 40,449,691
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 43,948,966
  TOTAL LIABILITIES 43,974,688
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 10,144,580
  TOTAL EQUITY 10,144,580
  TOTAL LIABILITIES, SHARES, & EQUITY 54,119,268
INCOME & EXPENSE  
 Loan Income 339,022
 Investment Income 9,301
 Other Income 10,707
 Total Employee Compensation & Benefits 124,625
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 121,728
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 17,748
 Cost of Funds 48,758
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 115,952
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