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ST. JOHN UNITED FEDERAL CREDIT UNION

Jun, 30, 2021 — ST. JOHN UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in Buffalo, NY with 1 branch location and about $1.24 million in total assets. Opened 48 years ago in 1973, ST. JOHN UNITED FEDERAL CREDIT UNION has about 958 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. JOHN UNITED FEDERAL CREDIT UNION
Address:
(Main Office)
184 Goodell St
Buffalo, NY 14204
Phone:(716) 847-1815
Fax:(716) 847-2858
Website:http://www.stjohnunitedfcu.com
Branches:1 branch locations
Members:958
Credit Union Type:Federal Credit Union
Charter Number:21355
Membership Type:Multiple common bond - Primarily faith based
Corporate Credit Union:No
Year Opened:1973
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,244,281
CEO/Manager:Juanita H Pearson
Chairperson:Bertha M Drayton

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 990,965
TOTAL INVESTMENTS 585
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 141,841
 Other Loans 99,241
 TOTAL LOANS 241,082
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,232
 Land And Building 0
 Other Fixed Assets 3,464
 NCUSIF Deposit 9,424
 All Other Assets 1,993
  TOTAL ASSETS 1,244,281
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 35,817
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 951,188
 All Other Shares & Deposits 100,000
  TOTAL SHARES & DEPOSITS 1,051,188
  TOTAL LIABILITIES 1,087,005
 Regular Reserve 29,278
 Other Reserves 0
 Undivided Earnings 127,998
  TOTAL EQUITY 157,276
  TOTAL LIABILITIES, SHARES, & EQUITY 1,244,281
INCOME & EXPENSE  
 Loan Income 11,066
 Investment Income 76
 Other Income 151
 Total Employee Compensation & Benefits 1,370
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,180
 Non-operating Income & (Expense) 2,842
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 27
 Cost of Funds 540
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,355
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