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ST. JOHN UNITED FEDERAL CREDIT UNION

Mar, 31, 2021 — ST. JOHN UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $1.19 million in total assets. Opened 48 years ago in 1973, ST. JOHN UNITED FEDERAL CREDIT UNION has about 976 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. JOHN UNITED FEDERAL CREDIT UNION
Address:
(Main Office)
184 GOODELL ST
BUFFALO, NY 14204
Phone:(716) 847-1815
Fax:(716) 847-2858
Website:http://www.stjohnunitedfcu.com
Branches:1 branch locations
Members:976
Credit Union Type:Federal Credit Union
Charter Number:21355
Membership Type:Multiple common bond - Primarily faith based
Corporate Credit Union:No
Year Opened:1973
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,193,792
CEO/Manager:Juanita H Pearson
Chairperson:Bertha M Drayton

Call Report

  • Individual Development Accounts

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 930,659
TOTAL INVESTMENTS 585
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 174,893
 Other Loans 76,554
 TOTAL LOANS 251,447
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,533
 Land And Building 0
 Other Fixed Assets 3,830
 NCUSIF Deposit 8,143
 All Other Assets 3,661
  TOTAL ASSETS 1,193,792
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 37,392
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 902,282
 All Other Shares & Deposits 100,000
  TOTAL SHARES & DEPOSITS 1,002,282
  TOTAL LIABILITIES 1,039,674
 Regular Reserve 29,278
 Other Reserves 0
 Undivided Earnings 124,840
  TOTAL EQUITY 154,118
  TOTAL LIABILITIES, SHARES, & EQUITY 1,193,792
INCOME & EXPENSE  
 Loan Income 5,353
 Investment Income 41
 Other Income 65
 Total Employee Compensation & Benefits 669
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 5,293
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 300
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -803
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