Dec, 31, 2021 — RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) is a federal credit union headquartered in LIVE OAK, TX with 63 branch locations and about $14.77 billion in total assets. Opened 70 years ago in 1952, RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) has more than 1.0 million members and employs 2,221 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RANDOLPH-BROOKS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 IKEA-RBFCU Parkway LIVE OAK, TX 78233-2416 |
| Phone: | (210) 945-3333 |
| Fax: | (210) 637-4175 |
| Website: | http://www.rbfcu.org |
| Branches: | 63 branch locations |
| Members: | 1,019,808 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8111 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $14,773,616,670 |
| CEO/Manager: | Christopher O'Connor |
| Chairperson: | Sandra A Reeh |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 286,367,533 |
| TOTAL INVESTMENTS | 4,502,412,192 |
| Loans Held for Sale | 20,901,402 |
| Real Estate Loans | 5,323,136,761 |
| Unsecured Loans | 641,706,460 |
| Other Loans | 3,627,045,469 |
| TOTAL LOANS | 9,593,374,506 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -95,866,153 |
| Land And Building | 247,241,649 |
| Other Fixed Assets | 43,647,061 |
| NCUSIF Deposit | 102,698,903 |
| All Other Assets | 72,839,577 |
| TOTAL ASSETS | 14,773,616,670 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 450,001,625 |
| Accounts Payable & Other Liabilities | 162,876,729 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,051,921,557 |
| Regular shares | 3,018,740,868 |
| All Other Shares & Deposits | 6,487,358,705 |
| TOTAL SHARES & DEPOSITS | 12,558,021,130 |
| TOTAL LIABILITIES | 13,170,899,484 |
| Regular Reserve | 55,470,479 |
| Other Reserves | 823,567,079 |
| Undivided Earnings | 723,679,628 |
| TOTAL EQUITY | 1,602,717,186 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,773,616,670 |
| INCOME & EXPENSE | |
| Loan Income | 345,164,808 |
| Investment Income | 61,167,698 |
| Other Income | 71,793,196 |
| Total Employee Compensation & Benefits | 185,874,786 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 176,913,670 |
| Non-operating Income & (Expense) | -815,961 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,500,000 |
| Cost of Funds | 45,653,849 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 238,213,800 |
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