Sep, 30, 2025 — RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) is a federal credit union headquartered in LIVE OAK, TX with 67 branch locations and about $18.91 billion in total assets. Opened 74 years ago in 1952, RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) has more than 1.2 million members and employs 2,439 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RANDOLPH-BROOKS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 IKEA-RBFCU Parkway LIVE OAK, TX 78233-2416 |
| Phone: | (210) 945-3333 |
| Fax: | (210) 637-4175 |
| Website: | https://www.rbfcu.org |
| Branches: | 67 branch locations |
| Members: | 1,184,741 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8111 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $18,910,068,078 |
| CEO/Manager: | Mark Sekula |
| Chairperson: | Edward M Polansky |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 898,372,715 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 67,306,195 |
| Real Estate Loans | 7,404,183,680 |
| Unsecured Loans | 1,020,944,558 |
| Other Loans | 4,279,406,282 |
| TOTAL LOANS | 12,705,934,999 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -119,907,926 |
| Land And Building | 232,712,672 |
| Other Fixed Assets | 61,442,658 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 122,469,373 |
| All Other Assets | 10,657,423 |
| TOTAL ASSETS | 18,910,068,078 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 1,500,000,000 |
| Accounts Payable & Other Liabilities | 289,093,014 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,079,972,745 |
| Regular shares | 2,719,221,178 |
| All Other Shares & Deposits | 9,123,191,119 |
| TOTAL SHARES & DEPOSITS | 14,922,385,042 |
| TOTAL LIABILITIES | 16,713,748,012 |
| Regular Reserve | 0 |
| Other Reserves | -224,908,295 |
| Undivided Earnings | 2,421,228,361 |
| TOTAL EQUITY | 2,196,320,066 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,910,068,078 |
| INCOME & EXPENSE | |
| Loan Income | 547,664,992 |
| Investment Income | 190,694,111 |
| Other Income | 85,826,045 |
| Total Employee Compensation & Benefits | 193,959,260 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 161,501,833 |
| Non-operating Income & (Expense) | -146,788 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 75,100,000 |
| Cost of Funds | 298,592,970 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 210,228,629 |
| ↑ Back to Top | |