Jun, 30, 2023 — RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) is a federal credit union headquartered in LIVE OAK, TX with 63 branch locations and about $15.64 billion in total assets. Opened 71 years ago in 1952, RANDOLPH-BROOKS FEDERAL CREDIT UNION (RBFCU) has more than 1.1 million members and employs 2,321 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RANDOLPH-BROOKS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 IKEA-RBFCU Parkway LIVE OAK, TX 78233-2416 |
| Phone: | (210) 945-3333 |
| Fax: | (210) 637-4175 |
| Website: | https://www.rbfcu.org |
| Branches: | 63 branch locations |
| Members: | 1,082,457 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8111 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $15,641,352,885 |
| CEO/Manager: | Christopher O'Connor |
| Chairperson: | Edward M Polansky |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 321,700,347 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 14,736,485 |
| Real Estate Loans | 6,025,399,369 |
| Unsecured Loans | 701,294,856 |
| Other Loans | 4,126,326,938 |
| TOTAL LOANS | 10,854,351,322 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -56,056,740 |
| Land And Building | 233,540,860 |
| Other Fixed Assets | 56,518,182 |
| NCUSIF Deposit | 108,651,158 |
| All Other Assets | 1,457,004 |
| TOTAL ASSETS | 15,641,352,885 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 675,000,000 |
| Accounts Payable & Other Liabilities | 226,209,888 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,277,811,436 |
| Regular shares | 3,252,996,396 |
| All Other Shares & Deposits | 6,848,253,410 |
| TOTAL SHARES & DEPOSITS | 13,379,061,242 |
| TOTAL LIABILITIES | 14,280,271,130 |
| Regular Reserve | 0 |
| Other Reserves | 488,506,719 |
| Undivided Earnings | 872,575,036 |
| TOTAL EQUITY | 1,361,081,755 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,641,352,885 |
| INCOME & EXPENSE | |
| Loan Income | 287,562,191 |
| Investment Income | 68,036,031 |
| Other Income | 72,671,983 |
| Total Employee Compensation & Benefits | 157,229,107 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 137,328,568 |
| Non-operating Income & (Expense) | 8,180,799 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -19,670,000 |
| Cost of Funds | 45,274,096 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 149,280,644 |
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