Dec, 31, 2020 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $114.73 million in total assets. Opened 85 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 11,896 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | RIVER CITY FEDERAL CREDIT UNION |
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Address: (Main Office) | PO BOX 12689 SAN ANTONIO, TX 78212-0689 |
Phone: | (210) 225-6866 |
Fax: | (210) 978-8891 |
Website: | http://www.rcityfcu.org |
Branches: | 4 branch locations |
Members: | 11,896 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 926 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1936 |
Last Audited: | Jun 01, 2020 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $114,733,634 |
CEO/Manager: | Jeff Ivey |
Chairperson: | KEVIN RASCO |
ASSETS: | $ Amount |
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Cash & Equivalents | 13,448,361 |
TOTAL INVESTMENTS | 1,827,579 |
Loans Held for Sale | 0 |
Real Estate Loans | 31,955,017 |
Unsecured Loans | 25,685,722 |
Other Loans | 34,322,123 |
TOTAL LOANS | 91,962,862 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -464,526 |
Land And Building | 789,754 |
Other Fixed Assets | 1,982,056 |
NCUSIF Deposit | 1,042,103 |
All Other Assets | 4,145,445 |
TOTAL ASSETS | 114,733,634 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 726,263 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 500,000 |
Share Drafts | 29,785,044 |
Regular shares | 35,414,446 |
All Other Shares & Deposits | 39,899,700 |
TOTAL SHARES & DEPOSITS | 105,099,190 |
TOTAL LIABILITIES | 106,325,453 |
Regular Reserve | 4,258,926 |
Other Reserves | 183,138 |
Undivided Earnings | 3,966,117 |
TOTAL EQUITY | 8,408,181 |
TOTAL LIABILITIES, SHARES, & EQUITY | 114,733,634 |
INCOME & EXPENSE | |
Loan Income | 5,532,528 |
Investment Income | 35,920 |
Other Income | 2,778,150 |
Total Employee Compensation & Benefits | 3,392,653 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,009,389 |
Non-operating Income & (Expense) | -42,018 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 418,600 |
Cost of Funds | 447,784 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,036,154 |
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