Dec, 31, 2020 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $114.73 million in total assets. Opened 85 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 11,896 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 12689 SAN ANTONIO, TX 78212-0689 |
| Phone: | (210) 225-6866 |
| Fax: | (210) 978-8891 |
| Website: | http://www.rcityfcu.org |
| Branches: | 4 branch locations |
| Members: | 11,896 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 926 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $114,733,634 |
| CEO/Manager: | Jeff Ivey |
| Chairperson: | KEVIN RASCO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,448,361 |
| TOTAL INVESTMENTS | 1,827,579 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,955,017 |
| Unsecured Loans | 25,685,722 |
| Other Loans | 34,322,123 |
| TOTAL LOANS | 91,962,862 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -464,526 |
| Land And Building | 789,754 |
| Other Fixed Assets | 1,982,056 |
| NCUSIF Deposit | 1,042,103 |
| All Other Assets | 4,145,445 |
| TOTAL ASSETS | 114,733,634 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 726,263 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 500,000 |
| Share Drafts | 29,785,044 |
| Regular shares | 35,414,446 |
| All Other Shares & Deposits | 39,899,700 |
| TOTAL SHARES & DEPOSITS | 105,099,190 |
| TOTAL LIABILITIES | 106,325,453 |
| Regular Reserve | 4,258,926 |
| Other Reserves | 183,138 |
| Undivided Earnings | 3,966,117 |
| TOTAL EQUITY | 8,408,181 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 114,733,634 |
| INCOME & EXPENSE | |
| Loan Income | 5,532,528 |
| Investment Income | 35,920 |
| Other Income | 2,778,150 |
| Total Employee Compensation & Benefits | 3,392,653 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,009,389 |
| Non-operating Income & (Expense) | -42,018 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 418,600 |
| Cost of Funds | 447,784 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,036,154 |
| ↑ Back to Top | |