Mar, 31, 2022 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $134.56 million in total assets. Opened 86 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 13,209 members and employs 60 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 610 Augusta SAN ANTONIO, TX 78215-1902 |
| Phone: | (210) 225-6866 |
| Fax: | (210) 978-8891 |
| Website: | http://www.rcityfcu.org |
| Branches: | 4 branch locations |
| Members: | 13,209 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 926 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $134,560,607 |
| CEO/Manager: | Jeff Ivey |
| Chairperson: | KEVIN RASCO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,556,579 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 33,280,006 |
| Unsecured Loans | 22,507,414 |
| Other Loans | 32,118,363 |
| TOTAL LOANS | 94,891,724 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -591,311 |
| Land And Building | 740,429 |
| Other Fixed Assets | 1,989,812 |
| NCUSIF Deposit | 1,128,167 |
| All Other Assets | 0 |
| TOTAL ASSETS | 134,560,607 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 500,000 |
| Accounts Payable & Other Liabilities | 3,429,457 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,230,313 |
| Regular shares | 50,066,863 |
| All Other Shares & Deposits | 35,212,708 |
| TOTAL SHARES & DEPOSITS | 119,509,884 |
| TOTAL LIABILITIES | 123,439,341 |
| Regular Reserve | 0 |
| Other Reserves | -898,683 |
| Undivided Earnings | 12,019,949 |
| TOTAL EQUITY | 11,121,266 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 134,560,607 |
| INCOME & EXPENSE | |
| Loan Income | 1,385,284 |
| Investment Income | 54,842 |
| Other Income | 417,543 |
| Total Employee Compensation & Benefits | 942,218 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,016,542 |
| Non-operating Income & (Expense) | 166,940 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 189,700 |
| Cost of Funds | 70,797 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 190,338 |
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