Mar, 31, 2021 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $129.53 million in total assets. Opened 85 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 12,171 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 12689 SAN ANTONIO, TX 78212-0689 |
| Phone: | (210) 225-6866 |
| Fax: | (210) 978-8891 |
| Website: | http://www.rcityfcu.org |
| Branches: | 4 branch locations |
| Members: | 12,171 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 926 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $129,528,202 |
| CEO/Manager: | Jeff Ivey |
| Chairperson: | KEVIN RASCO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,200,664 |
| TOTAL INVESTMENTS | 1,710,650 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,124,235 |
| Unsecured Loans | 33,130,832 |
| Other Loans | 31,704,056 |
| TOTAL LOANS | 95,959,123 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -461,659 |
| Land And Building | 779,520 |
| Other Fixed Assets | 2,010,028 |
| NCUSIF Deposit | 1,042,103 |
| All Other Assets | 5,287,773 |
| TOTAL ASSETS | 129,528,202 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,276,276 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 500,000 |
| Share Drafts | 36,136,767 |
| Regular shares | 40,497,910 |
| All Other Shares & Deposits | 41,458,534 |
| TOTAL SHARES & DEPOSITS | 118,093,211 |
| TOTAL LIABILITIES | 120,869,487 |
| Regular Reserve | 4,258,926 |
| Other Reserves | 186,665 |
| Undivided Earnings | 4,213,124 |
| TOTAL EQUITY | 8,658,715 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 129,528,202 |
| INCOME & EXPENSE | |
| Loan Income | 1,358,432 |
| Investment Income | 3,193 |
| Other Income | 403,048 |
| Total Employee Compensation & Benefits | 895,522 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 849,602 |
| Non-operating Income & (Expense) | -1,062 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 157,900 |
| Cost of Funds | 88,095 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 247,008 |
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