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RIVER CITY FEDERAL CREDIT UNION

Jun, 30, 2021 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $132.25 million in total assets. Opened 85 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 12,763 members and employs 52 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIVER CITY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 12689
SAN ANTONIO, TX 78212-0689
Phone:(210) 225-6866
Fax:(210) 978-8891
Website:http://www.rcityfcu.org
Branches:4 branch locations
Members:12,763
Credit Union Type:Federal Credit Union
Charter Number:926
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$132,250,950
CEO/Manager:Jeff Ivey
Chairperson:KEVIN RASCO

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,098,020
TOTAL INVESTMENTS 6,823,548
Loans Held for Sale 0
 
 Real Estate Loans 31,015,562
 Unsecured Loans 36,095,650
 Other Loans 31,040,749
 TOTAL LOANS 98,151,961
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -461,148
 Land And Building 769,286
 Other Fixed Assets 1,963,376
 NCUSIF Deposit 1,003,993
 All Other Assets 4,901,914
  TOTAL ASSETS 132,250,950
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,963,846
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 500,000
 Share Drafts 34,337,052
 Regular shares 40,916,951
 All Other Shares & Deposits 42,327,077
  TOTAL SHARES & DEPOSITS 117,581,080
  TOTAL LIABILITIES 122,044,926
 Regular Reserve 4,258,926
 Other Reserves 175,564
 Undivided Earnings 5,771,534
  TOTAL EQUITY 10,206,024
  TOTAL LIABILITIES, SHARES, & EQUITY 132,250,950
INCOME & EXPENSE  
 Loan Income 2,710,552
 Investment Income 11,253
 Other Income 827,271
 Total Employee Compensation & Benefits 1,815,466
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,609,101
 Non-operating Income & (Expense) -2,181
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 306,100
 Cost of Funds 169,414
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,805,418
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