Dec, 31, 2021 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 4 branch locations and about $128.73 million in total assets. Opened 86 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 13,020 members and employs 54 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 610 Augusta SAN ANTONIO, TX 78215-1902 |
| Phone: | (210) 225-6866 |
| Fax: | (210) 978-8891 |
| Website: | http://www.rcityfcu.org |
| Branches: | 4 branch locations |
| Members: | 13,020 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 926 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $128,725,171 |
| CEO/Manager: | Jeff Ivey |
| Chairperson: | KEVIN RASCO |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,379,751 |
| TOTAL INVESTMENTS | 20,470,169 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 35,174,909 |
| Unsecured Loans | 20,878,905 |
| Other Loans | 34,197,654 |
| TOTAL LOANS | 90,251,468 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -575,360 |
| Land And Building | 750,663 |
| Other Fixed Assets | 1,968,046 |
| NCUSIF Deposit | 1,128,167 |
| All Other Assets | 4,352,267 |
| TOTAL ASSETS | 128,725,171 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,135,812 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 500,000 |
| Share Drafts | 33,228,157 |
| Regular shares | 39,980,491 |
| All Other Shares & Deposits | 40,046,809 |
| TOTAL SHARES & DEPOSITS | 113,255,457 |
| TOTAL LIABILITIES | 116,891,269 |
| Regular Reserve | 4,258,925 |
| Other Reserves | 4,292 |
| Undivided Earnings | 7,570,685 |
| TOTAL EQUITY | 11,833,902 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 128,725,171 |
| INCOME & EXPENSE | |
| Loan Income | 5,514,471 |
| Investment Income | 94,258 |
| Other Income | 1,743,810 |
| Total Employee Compensation & Benefits | 3,693,003 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,569,376 |
| Non-operating Income & (Expense) | 636,808 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 850,300 |
| Cost of Funds | 322,891 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,604,568 |
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