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SELECT FEDERAL CREDIT UNION

Dec, 31, 2021 — SELECT FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 2 branch locations and about $55.91 million in total assets. Opened 83 years ago in 1939, SELECT FEDERAL CREDIT UNION has about 6,586 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 314088666
Name:SELECT FEDERAL CREDIT UNION
Address:
(Main Office)
1914 N INTERSTATE 35
SAN ANTONIO, TX 78208
Phone:(210) 223-6561
Fax:(210) 227-8125
Website:http://www.selectfcu.org
Branches:2 branch locations
Members:6,586
Credit Union Type:Federal Credit Union
Charter Number:3064
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1939
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$55,909,918
CEO/Manager:TAMMIE L ZACHARIE
Chairperson:Henry P Van de Putte

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,749,483
TOTAL INVESTMENTS 777,514
Loans Held for Sale 0
 
 Real Estate Loans 4,548,058
 Unsecured Loans 4,607,097
 Other Loans 27,056,003
 TOTAL LOANS 40,998,706
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -385,867
 Land And Building 3,128,596
 Other Fixed Assets 192,794
 NCUSIF Deposit 461,901
 All Other Assets 1,986,791
  TOTAL ASSETS 55,909,918
LIABILITIES & CAPITAL:  
 Dividends Payable 10,966
 Notes & Interest Payable 501,512
 Accounts Payable & Other Liabilities 266,835
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,284,550
 Regular shares 18,500,465
 All Other Shares & Deposits 20,819,157
  TOTAL SHARES & DEPOSITS 45,604,172
  TOTAL LIABILITIES 46,383,485
 Regular Reserve 682,789
 Other Reserves 0
 Undivided Earnings 8,843,644
  TOTAL EQUITY 9,526,433
  TOTAL LIABILITIES, SHARES, & EQUITY 55,909,918
INCOME & EXPENSE  
 Loan Income 2,813,456
 Investment Income 8,549
 Other Income 331,005
 Total Employee Compensation & Benefits 966,359
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,184,010
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 127,770
 Cost of Funds 382,480
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 845,248
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