Sep, 30, 2025 — SELECT FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 1 branch location and about $57.87 million in total assets. Opened 87 years ago in 1939, SELECT FEDERAL CREDIT UNION has about 5,553 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SELECT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1914 N INTERSTATE 35 SAN ANTONIO, TX 78208 |
| Phone: | (210) 223-6561 |
| Fax: | (210) 227-8125 |
| Website: | https://www.selectfcu.org |
| Branches: | 1 branch locations |
| Members: | 5,553 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3064 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,873,914 |
| CEO/Manager: | TAMMIE L ZACHARIE |
| Chairperson: | Pat Jasso |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,227,278 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,717,773 |
| Unsecured Loans | 4,086,776 |
| Other Loans | 28,382,643 |
| TOTAL LOANS | 42,160,303 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -694,005 |
| Land And Building | 2,924,970 |
| Other Fixed Assets | 233,365 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 480,459 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,873,914 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 35,287 |
| Notes & Interest Payable | 500,000 |
| Accounts Payable & Other Liabilities | 289,802 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,976,789 |
| Regular shares | 15,535,251 |
| All Other Shares & Deposits | 25,942,714 |
| TOTAL SHARES & DEPOSITS | 47,454,755 |
| TOTAL LIABILITIES | 48,279,844 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,594,070 |
| TOTAL EQUITY | 9,594,070 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,873,914 |
| INCOME & EXPENSE | |
| Loan Income | 2,027,974 |
| Investment Income | 248,953 |
| Other Income | 200,638 |
| Total Employee Compensation & Benefits | 775,334 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 922,598 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 546,030 |
| Cost of Funds | 880,867 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -459,499 |
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