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National Credit Union Service Organization

RANDOLPH-BROOKS FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for RANDOLPH-BROOKS FEDERAL CREDIT UNION as of: March 31, 2021.
Charter Number: 8111

ASSETS$ Amount
CASH:  
 1. Cash on Hand 110,942,971
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 53,403,353
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 214,925,760
 5. Trading Debut Securities 84,725,422
 6. Available-for-Sale Debt Securities 3,496,732,637
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 27,460,271
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 769,388
 12. All other investments in corporate credit unions 0
 13. All other investments 82,632,031
 14. TOTAL INVESTMENTS 3,907,245,509
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 17,539,062
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 8,655,520,221
 17. Less: Allowance for Loan & Lease Losses 79,419,637
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 1,399,995
 20. Land and Building 255,424,709
 21. Other Fixed Assets 40,021,919
 22. NCUA Share Insurance Capitalization Deposit 84,726,487
 23. Intangible Assets 0
 24. Other Assets 306,554,742
25. TOTAL ASSETS 13,353,359,331
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 445,022,656
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 445,022,656
 7. Non-Trading Derivative Liabilities 2,037
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 172,590,865
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 2,759,716,371
 12. Regular Shares 2,733,007,233
 13. Money Market Shares 3,933,907,777
 14. Share Certificates 1,357,217,979
 15. IRA/KEOGH Accounts 498,278,582
 16. All Other Shares 0
 17. TOTAL SHARES 11,282,127,942
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 11,282,127,942
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 575,296,242
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 150,188,428
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 701,049,758
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 2,639,401
EQUITY:  
 33. Undivided Earnings 555,056,222
 34. Regular Reserves 55,470,479
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 810,268,936
 37. Equity Acquired in Merger 2,338,000
 38. Miscellaneous Equity 216,839
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 30,265,355
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 13,353,359,331
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 84,760,661
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 13,989,709
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 98,750,370
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 11,685,391
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 326,644
 9. TOTAL INTEREST EXPENSE 12,012,035
 10. Provision for Loan & Lease Losses -5,000,000
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 91,738,335
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 16,441,523
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets -14,833
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 58,969,161
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 42,673,522
 23. Travel and Conference Expense 72,188
 24. Office Occupancy Expense 5,858,434
 25. Office Operations Expense 27,063,391
 26. Educational and Promotional Expenses 2,331,999
 27. Loan Servicing Expense 2,976,793
 28. Professional and Outside Services 49,025
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 205,311
 31. Miscellaneous Operating Expenses 0
 32. TOTAL NON-INTEREST EXPENSE 81,230,663
33. NET INCOME (LOSS) 69,476,833
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans9.90258,703$446,646,410
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans10.0058,030$171,990,202
 5. New Vehicle Loans2.1949,311$1,050,815,558
 6. Used Vehicle Loans2.19145,531$2,373,971,485
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit9.2010,924$188,072,061
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.8829,559$3,579,746,546
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property2.758,082$356,997,490
 11. All Other Real Estate Loans/Lines of Credit5.6340$1,131,323
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured4.20675$472,057,755
 13. Commercial Loans/Lines of Credit Not Real Estate Secured9.90330$14,091,391
 14. TOTAL LOANS & LEASES561,185$8,655,520,221
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date165,990$1,231,396,771
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff176$8,174,118
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration40$2,366,251$2,366,251
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)40$2,366,251-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration201$26,119,020$21,160,915
  b. Other Government Guaranteed0$0$0