Sep, 30, 2025 — DAKOTA STAR FEDERAL CREDIT UNION is a federal credit union headquartered in RAPID CITY, SD with 2 branch locations and about $41.99 million in total assets. Opened 74 years ago in 1952, DAKOTA STAR FEDERAL CREDIT UNION has about 2,991 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAKOTA STAR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3122 W SAINT LOUIS ST RAPID CITY, SD 57702-2354 |
| Phone: | (605) 342-6442 |
| Fax: | (605) 342-3301 |
| Website: | https://www.dakotastar.org |
| Branches: | 2 branch locations |
| Members: | 2,991 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8039 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $41,987,067 |
| CEO/Manager: | Christopher P Kinder |
| Chairperson: | Carrie Ohman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,537,350 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,732,331 |
| Unsecured Loans | 1,224,534 |
| Other Loans | 16,120,209 |
| TOTAL LOANS | 27,077,073 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -166,872 |
| Land And Building | 1,901,455 |
| Other Fixed Assets | 187,933 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 299,372 |
| All Other Assets | 0 |
| TOTAL ASSETS | 41,987,067 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 742,015 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,056,859 |
| Regular shares | 7,801,846 |
| All Other Shares & Deposits | 19,760,904 |
| TOTAL SHARES & DEPOSITS | 37,619,609 |
| TOTAL LIABILITIES | 38,362,072 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,624,995 |
| TOTAL EQUITY | 3,624,995 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 41,987,067 |
| INCOME & EXPENSE | |
| Loan Income | 1,305,046 |
| Investment Income | 274,952 |
| Other Income | 298,990 |
| Total Employee Compensation & Benefits | 593,767 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 689,010 |
| Non-operating Income & (Expense) | 200 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,000 |
| Cost of Funds | 226,464 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 351,947 |
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