Sep, 30, 2025 — HIGHMARK FEDERAL CREDIT UNION is a federal credit union headquartered in RAPID CITY, SD with 5 branch locations and about $256.77 million in total assets. Opened 86 years ago in 1940, HIGHMARK FEDERAL CREDIT UNION has about 13,673 members and employs 64 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HIGHMARK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 725 5th St RAPID CITY, SD 57701 |
| Phone: | (605) 716-4444 |
| Fax: | (605) 343-4927 |
| Website: | https://www.highmarkfcu.com |
| Branches: | 5 branch locations |
| Members: | 13,673 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4122 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $256,770,578 |
| CEO/Manager: | Mindy Howard |
| Chairperson: | Dorothy E Peacock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,235,621 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 117,506,788 |
| Unsecured Loans | 4,234,346 |
| Other Loans | 72,301,299 |
| TOTAL LOANS | 194,042,433 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,616,366 |
| Land And Building | 5,227,210 |
| Other Fixed Assets | 1,350,036 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,058,618 |
| All Other Assets | 637,238 |
| TOTAL ASSETS | 256,770,578 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 156,641 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,110,374 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 3,000,000 |
| Share Drafts | 69,858,484 |
| Regular shares | 56,362,277 |
| All Other Shares & Deposits | 109,119,195 |
| TOTAL SHARES & DEPOSITS | 235,339,957 |
| TOTAL LIABILITIES | 240,606,972 |
| Regular Reserve | 0 |
| Other Reserves | 2,809,654 |
| Undivided Earnings | 13,353,952 |
| TOTAL EQUITY | 16,163,606 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 256,770,578 |
| INCOME & EXPENSE | |
| Loan Income | 9,743,272 |
| Investment Income | 1,191,297 |
| Other Income | 1,207,734 |
| Total Employee Compensation & Benefits | 4,433,775 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,678,853 |
| Non-operating Income & (Expense) | 201,387 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 598,917 |
| Cost of Funds | 3,602,580 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,492,425 |
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