Sep, 30, 2021 — DACOTAH FEDERAL CREDIT UNION is a federal credit union headquartered in Rapid City, SD with 1 branch location and about $11.92 million in total assets. Opened 72 years ago in 1950, DACOTAH FEDERAL CREDIT UNION has about 975 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DACOTAH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2990 E HIGHWAY 44 Rapid City, SD 57702 |
| Phone: | (605) 791-1424 |
| Fax: | (605) 348-2986 |
| Website: | http://www.dacotahfcu.com |
| Branches: | 1 branch locations |
| Members: | 975 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7021 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,921,890 |
| CEO/Manager: | Teresa Peregrine |
| Chairperson: | Kimberly L Miles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,190,119 |
| TOTAL INVESTMENTS | 3,020,000 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 741,717 |
| Unsecured Loans | 1,035,051 |
| Other Loans | 3,630,107 |
| TOTAL LOANS | 5,406,875 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,894 |
| Land And Building | 1,123,079 |
| Other Fixed Assets | 37,600 |
| NCUSIF Deposit | 100,272 |
| All Other Assets | 63,839 |
| TOTAL ASSETS | 11,921,890 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,605 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,542,063 |
| Regular shares | 6,610,396 |
| All Other Shares & Deposits | 1,817,726 |
| TOTAL SHARES & DEPOSITS | 10,970,185 |
| TOTAL LIABILITIES | 10,976,790 |
| Regular Reserve | 245,865 |
| Other Reserves | 0 |
| Undivided Earnings | 699,235 |
| TOTAL EQUITY | 945,100 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,921,890 |
| INCOME & EXPENSE | |
| Loan Income | 316,591 |
| Investment Income | 9,298 |
| Other Income | 46,824 |
| Total Employee Compensation & Benefits | 138,931 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 191,366 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,650 |
| Cost of Funds | 16,352 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 91,931 |
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