Sep, 30, 2025 — RALEIGH COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BECKLEY, WV with 1 branch location and about $19.57 million in total assets. Opened 74 years ago in 1952, RALEIGH COUNTY FEDERAL CREDIT UNION has about 2,032 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RALEIGH COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 Veterans Ave BECKLEY, WV 25801 |
| Phone: | (304) 253-6279 |
| Fax: | (304) 253-6290 |
| Website: | https://www.raleighcountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,032 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7790 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,566,929 |
| CEO/Manager: | DONNA R KAUFF |
| Chairperson: | Sheila Zeto |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,038,316 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,139,062 |
| Other Loans | 10,701,709 |
| TOTAL LOANS | 11,840,771 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -66,347 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 165,409 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,566,929 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 58,451 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 65,158 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,575,706 |
| Regular shares | 9,119,591 |
| All Other Shares & Deposits | 5,164,089 |
| TOTAL SHARES & DEPOSITS | 16,859,386 |
| TOTAL LIABILITIES | 16,982,995 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,583,934 |
| TOTAL EQUITY | 2,583,934 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,566,929 |
| INCOME & EXPENSE | |
| Loan Income | 673,511 |
| Investment Income | 161,376 |
| Other Income | 117,814 |
| Total Employee Compensation & Benefits | 444,901 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 187,300 |
| Non-operating Income & (Expense) | 7,923 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 29,500 |
| Cost of Funds | 158,429 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 140,494 |
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