Sep, 30, 2025 — YOUR LEGACY FEDERAL CREDIT UNION is a federal credit union headquartered in TIFFIN, OH with 2 branch locations and about $73.10 million in total assets. Opened 74 years ago in 1952, YOUR LEGACY FEDERAL CREDIT UNION has about 6,524 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YOUR LEGACY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 25 Shaffer Park Dr TIFFIN, OH 44883-9290 |
| Phone: | (419) 448-0191 |
| Fax: | (419) 448-8346 |
| Website: | https://www.yourlegacyfcu.com |
| Branches: | 2 branch locations |
| Members: | 6,524 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7674 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $73,104,827 |
| CEO/Manager: | Derek A Sidor |
| Chairperson: | Robert J Foster |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,560,210 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 15,098,035 |
| Unsecured Loans | 1,863,021 |
| Other Loans | 27,326,539 |
| TOTAL LOANS | 44,713,594 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,008,530 |
| Land And Building | 1,415,191 |
| Other Fixed Assets | 226,706 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 627,389 |
| All Other Assets | 0 |
| TOTAL ASSETS | 73,104,827 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 124 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -490,899 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,241,382 |
| Regular shares | 29,477,598 |
| All Other Shares & Deposits | 21,202,564 |
| TOTAL SHARES & DEPOSITS | 65,921,544 |
| TOTAL LIABILITIES | 65,430,769 |
| Regular Reserve | 0 |
| Other Reserves | 6,836 |
| Undivided Earnings | 7,667,222 |
| TOTAL EQUITY | 7,674,058 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,104,827 |
| INCOME & EXPENSE | |
| Loan Income | 2,266,656 |
| Investment Income | 796,903 |
| Other Income | 350,977 |
| Total Employee Compensation & Benefits | 856,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,266,503 |
| Non-operating Income & (Expense) | 67,828 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 719,169 |
| Cost of Funds | 471,436 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 343,436 |
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