Sep, 30, 2025 — IMPACT CREDIT UNION, INC. is a federally insured state chartered credit union headquartered in CLYDE, OH with 5 branch locations and about $200.46 million in total assets. Opened 32 years ago in 1994, IMPACT CREDIT UNION, INC. has about 14,217 members and employs 54 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IMPACT CREDIT UNION, INC. |
|---|---|
| Address: (Main Office) | 1455 W McPherson Hwy CLYDE, OH 43410 |
| Phone: | (419) 547-7781 |
| Fax: | (419) 547-6669 |
| Website: | https://www.impactcu.org |
| Branches: | 5 branch locations |
| Members: | 14,217 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68150 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1994 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $200,459,011 |
| CEO/Manager: | Scott Hicks |
| Chairperson: | Troy Hashbarger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 28,889,665 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,178,562 |
| Unsecured Loans | 6,991,575 |
| Other Loans | 60,472,135 |
| TOTAL LOANS | 122,642,272 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,058,099 |
| Land And Building | 4,306,006 |
| Other Fixed Assets | 419,828 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,635,548 |
| All Other Assets | 0 |
| TOTAL ASSETS | 200,459,011 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 200,851 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,955,496 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 36,054,846 |
| Regular shares | 55,678,941 |
| All Other Shares & Deposits | 89,124,403 |
| TOTAL SHARES & DEPOSITS | 180,858,191 |
| TOTAL LIABILITIES | 183,014,538 |
| Regular Reserve | 0 |
| Other Reserves | -106,692 |
| Undivided Earnings | 17,551,165 |
| TOTAL EQUITY | 17,444,473 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 200,459,011 |
| INCOME & EXPENSE | |
| Loan Income | 5,723,918 |
| Investment Income | 1,356,112 |
| Other Income | 650,873 |
| Total Employee Compensation & Benefits | 3,001,504 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,247,371 |
| Non-operating Income & (Expense) | 126,169 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 323,215 |
| Cost of Funds | 1,805,019 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 685,130 |
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