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ERIE COMMUNITY FEDERAL CREDIT UNION

Jun, 30, 2021 — ERIE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SANDUSKY, OH with 2 branch locations and about $32.06 million in total assets. Opened 63 years ago in 1958, ERIE COMMUNITY FEDERAL CREDIT UNION has about 3,389 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ERIE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1109 E STRUB RD
SANDUSKY, OH 44870
Phone:(419) 626-4283
Fax:(419) 626-8729
Website:http://www.eriecommunityfcu.org
Branches:2 branch locations
Members:3,389
Credit Union Type:Federal Credit Union
Charter Number:12616
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$32,062,232
CEO/Manager:Gerri Schaefer
Chairperson:David D Bodi

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,316,274
TOTAL INVESTMENTS 14,856,875
Loans Held for Sale 0
 
 Real Estate Loans 6,387,424
 Unsecured Loans 1,364,917
 Other Loans 4,244,680
 TOTAL LOANS 12,298,476
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -125,419
 Land And Building 914,913
 Other Fixed Assets 36,968
 NCUSIF Deposit 264,781
 All Other Assets 1,499,364
  TOTAL ASSETS 32,062,232
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 93,709
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,806,399
 Regular shares 16,875,290
 All Other Shares & Deposits 5,909,995
  TOTAL SHARES & DEPOSITS 29,591,684
  TOTAL LIABILITIES 29,685,393
 Regular Reserve 466,580
 Other Reserves 190,838
 Undivided Earnings 1,719,421
  TOTAL EQUITY 2,376,839
  TOTAL LIABILITIES, SHARES, & EQUITY 32,062,232
INCOME & EXPENSE  
 Loan Income 333,074
 Investment Income 108,675
 Other Income 117,531
 Total Employee Compensation & Benefits 362,165
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 306,718
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,000
 Cost of Funds 23,998
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,101
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