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ERIE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — ERIE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SANDUSKY, OH with 2 branch locations and about $29.32 million in total assets. Opened 63 years ago in 1958, ERIE COMMUNITY FEDERAL CREDIT UNION has about 3,397 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ERIE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1109 E STRUB RD
SANDUSKY, OH 44870
Phone:(419) 626-4283
Fax:(419) 626-8729
Website:http://www.eriecommunityfcu.org
Branches:2 branch locations
Members:3,397
Credit Union Type:Federal Credit Union
Charter Number:12616
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$29,316,028
CEO/Manager:Gerri Schaefer
Chairperson:David D Bodi

Call Report

  • Commercial Loans
  • Indirect Commercial Loans
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 795,591
TOTAL INVESTMENTS 13,699,894
Loans Held for Sale 0
 
 Real Estate Loans 6,626,638
 Unsecured Loans 1,507,821
 Other Loans 3,530,794
 TOTAL LOANS 11,999,875
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -113,882
 Land And Building 1,077,955
 Other Fixed Assets 29,681
 NCUSIF Deposit 221,942
 All Other Assets 1,604,972
  TOTAL ASSETS 29,316,028
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 48,944
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,152,782
 Regular shares 15,862,531
 All Other Shares & Deposits 5,794,015
  TOTAL SHARES & DEPOSITS 26,809,328
  TOTAL LIABILITIES 26,858,272
 Regular Reserve 466,580
 Other Reserves 282,856
 Undivided Earnings 1,708,320
  TOTAL EQUITY 2,457,756
  TOTAL LIABILITIES, SHARES, & EQUITY 29,316,028
INCOME & EXPENSE  
 Loan Income 679,105
 Investment Income 187,893
 Other Income 475,058
 Total Employee Compensation & Benefits 605,676
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 701,336
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 116,836
 Cost of Funds 63,316
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -145,108
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