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MILLSTREAM AREA CREDIT UNION

Jun, 30, 2021 — MILLSTREAM AREA CREDIT UNION is a non-federally insured state credit union headquartered in Findlay, OH with 3 branch locations and about $59.04 million in total assets. Opened 2021 years ago in 0, MILLSTREAM AREA CREDIT UNION has about 7,616 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 241278662
Name:MILLSTREAM AREA CREDIT UNION
Address:
(Main Office)
1007 Western Ave
Findlay, OH 45840
Phone:(419) 422-5626
Fax:(419) 422-5598
Website:http://www.millstreamcu.com
Branches:3 branch locations
Members:7,616
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96756
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$59,035,396
CEO/Manager:Joshua D Reams
Chairperson:Brody C Yingling

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,356,461
TOTAL INVESTMENTS 10,085,576
Loans Held for Sale 0
 
 Real Estate Loans 11,188,246
 Unsecured Loans 3,751,118
 Other Loans 11,017,823
 TOTAL LOANS 25,957,187
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -233,175
 Land And Building 2,574,825
 Other Fixed Assets 764,594
 NCUSIF Deposit 0
 All Other Assets 2,529,928
  TOTAL ASSETS 59,035,396
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 144,653
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,289,845
 Regular shares 26,690,711
 All Other Shares & Deposits 15,474,165
  TOTAL SHARES & DEPOSITS 53,454,721
  TOTAL LIABILITIES 53,599,374
 Regular Reserve 1,525,814
 Other Reserves 19,176
 Undivided Earnings 3,891,032
  TOTAL EQUITY 5,436,022
  TOTAL LIABILITIES, SHARES, & EQUITY 59,035,396
INCOME & EXPENSE  
 Loan Income 704,858
 Investment Income 48,769
 Other Income 370,310
 Total Employee Compensation & Benefits 663,420
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 953,950
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 55,335
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,184
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