Jun, 30, 2024 — MILLSTREAM AREA CREDIT UNION is a non-federally insured state credit union headquartered in FINDLAY, OH with 3 branch locations and about $61.93 million in total assets. Opened 2025 years ago in 0, MILLSTREAM AREA CREDIT UNION has about 7,791 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | MILLSTREAM AREA CREDIT UNION |
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Address: (Main Office) | 1007 Western Ave FINDLAY, OH 45840 |
Phone: | (419) 422-5626 |
Fax: | (419) 422-5598 |
Website: | https://www.millstreamcu.com |
Branches: | 3 branch locations |
Members: | 7,791 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96756 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $61,925,396 |
CEO/Manager: | Joshua D Reams |
Chairperson: | Brody C Yingling |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,332,891 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 11,796,254 |
Unsecured Loans | 4,321,196 |
Other Loans | 12,839,515 |
TOTAL LOANS | 28,956,965 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -174,109 |
Land And Building | 2,447,126 |
Other Fixed Assets | 760,073 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 61,925,396 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 805 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 486,209 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 13,653,575 |
Regular shares | 28,209,109 |
All Other Shares & Deposits | 14,319,722 |
TOTAL SHARES & DEPOSITS | 56,182,406 |
TOTAL LIABILITIES | 56,669,420 |
Regular Reserve | 0 |
Other Reserves | 1,018,862 |
Undivided Earnings | 4,237,114 |
TOTAL EQUITY | 5,255,976 |
TOTAL LIABILITIES, SHARES, & EQUITY | 61,925,396 |
INCOME & EXPENSE | |
Loan Income | 1,186,846 |
Investment Income | 156,665 |
Other Income | 772,964 |
Total Employee Compensation & Benefits | 840,871 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,525,728 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,500 |
Cost of Funds | 43,898 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 389,945 |
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