Sep, 30, 2025 — C-PLANT FEDERAL CREDIT UNION is a federal credit union headquartered in PADUCAH, KY with 9 branch locations and about $344.22 million in total assets. Opened 75 years ago in 1951, C-PLANT FEDERAL CREDIT UNION has about 15,949 members and employs 45 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C-PLANT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 118 Bleich Rd PADUCAH, KY 42003-8703 |
| Phone: | (270) 554-0287 |
| Fax: | (270) 534-9164 |
| Website: | https://www.cplant.com |
| Branches: | 9 branch locations |
| Members: | 15,949 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7524 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $344,224,432 |
| CEO/Manager: | Paul E Adams |
| Chairperson: | Sean C Anderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,016,798 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,462,168 |
| Unsecured Loans | 2,985,439 |
| Other Loans | 95,041,905 |
| TOTAL LOANS | 135,489,512 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -606,696 |
| Land And Building | 4,141,368 |
| Other Fixed Assets | 528,704 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,579,067 |
| All Other Assets | 100,898 |
| TOTAL ASSETS | 344,224,432 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 72 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,140,990 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 60,330,615 |
| Regular shares | 103,535,259 |
| All Other Shares & Deposits | 128,210,362 |
| TOTAL SHARES & DEPOSITS | 292,076,235 |
| TOTAL LIABILITIES | 294,217,297 |
| Regular Reserve | 0 |
| Other Reserves | -35,053 |
| Undivided Earnings | 50,042,188 |
| TOTAL EQUITY | 50,007,135 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 344,224,432 |
| INCOME & EXPENSE | |
| Loan Income | 6,486,824 |
| Investment Income | 5,461,841 |
| Other Income | 1,438,649 |
| Total Employee Compensation & Benefits | 3,183,248 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,528,027 |
| Non-operating Income & (Expense) | 28,159 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,000 |
| Cost of Funds | 4,340,581 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,300,864 |
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