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YOUR HOMETOWN FEDERAL CREDIT UNION

Mar, 31, 2021 — YOUR HOMETOWN FEDERAL CREDIT UNION is a federal credit union headquartered in Mayfield, KY with 1 branch location and about $24.88 million in total assets. Opened 56 years ago in 1965, YOUR HOMETOWN FEDERAL CREDIT UNION has about 2,395 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUR HOMETOWN FEDERAL CREDIT UNION
Address:
(Main Office)
2338 State Route 45 N
Mayfield, KY 42066
Phone:(270) 247-6458
Fax:(270) 247-8316
Website:http://www.yourhometownfcu.org
Branches:1 branch locations
Members:2,395
Credit Union Type:Federal Credit Union
Charter Number:16702
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1965
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$24,877,050
CEO/Manager:Mark Spillman
Chairperson:Denny K Foy

Call Report

  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,818,151
TOTAL INVESTMENTS 7,303,594
Loans Held for Sale 0
 
 Real Estate Loans 3,636,486
 Unsecured Loans 335,988
 Other Loans 4,539,350
 TOTAL LOANS 8,511,824
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,485
 Land And Building 37,351
 Other Fixed Assets 11,741
 NCUSIF Deposit 173,752
 All Other Assets 35,122
  TOTAL ASSETS 24,877,050
LIABILITIES & CAPITAL:  
 Dividends Payable 15,375
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 50,293
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,116,779
 Regular shares 14,752,573
 All Other Shares & Deposits 1,899,793
  TOTAL SHARES & DEPOSITS 22,769,145
  TOTAL LIABILITIES 22,834,813
 Regular Reserve 527,738
 Other Reserves 0
 Undivided Earnings 1,514,499
  TOTAL EQUITY 2,042,237
  TOTAL LIABILITIES, SHARES, & EQUITY 24,877,050
INCOME & EXPENSE  
 Loan Income 97,430
 Investment Income 24,609
 Other Income 43,698
 Total Employee Compensation & Benefits 67,611
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 101,814
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,855
 Cost of Funds 16,607
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -21,295
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