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MSU FEDERAL CREDIT UNION

Mar, 31, 2021 — MSU FEDERAL CREDIT UNION is a federal credit union headquartered in Murray, KY with 1 branch location and about $22.59 million in total assets. Opened 43 years ago in 1978, MSU FEDERAL CREDIT UNION has about 2,172 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MSU FEDERAL CREDIT UNION
Address:
(Main Office)
202 General Services Building, Murr
Murray, KY 42071-3368
Phone:(270) 809-6666
Fax:(270) 753-6301
Website:https://murraystatecreditunion.com/
Branches:1 branch locations
Members:2,172
Credit Union Type:Federal Credit Union
Charter Number:22978
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1978
Last Audited:Apr 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$22,586,834
CEO/Manager:Lydia Starks
Chairperson:Larry Guin

Call Report

  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,457,729
TOTAL INVESTMENTS 7,173,200
Loans Held for Sale 0
 
 Real Estate Loans 3,466,134
 Unsecured Loans 387,251
 Other Loans 8,791,297
 TOTAL LOANS 12,644,682
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -24,708
 Land And Building 0
 Other Fixed Assets 13,016
 NCUSIF Deposit 192,865
 All Other Assets 130,050
  TOTAL ASSETS 22,586,834
LIABILITIES & CAPITAL:  
 Dividends Payable 2,043
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 30,405
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,087,717
 Regular shares 12,834,817
 All Other Shares & Deposits 2,950,458
  TOTAL SHARES & DEPOSITS 20,872,992
  TOTAL LIABILITIES 20,905,440
 Regular Reserve 258,491
 Other Reserves 0
 Undivided Earnings 1,422,903
  TOTAL EQUITY 1,681,394
  TOTAL LIABILITIES, SHARES, & EQUITY 22,586,834
INCOME & EXPENSE  
 Loan Income 117,077
 Investment Income 24,456
 Other Income 5,087
 Total Employee Compensation & Benefits 65,678
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 71,977
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,186
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 14,098
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