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MSU FEDERAL CREDIT UNION

Dec, 31, 2023 — MSU FEDERAL CREDIT UNION is a federal credit union headquartered in MURRAY, KY with 1 branch location and about $22.41 million in total assets. Opened 46 years ago in 1978, MSU FEDERAL CREDIT UNION has about 2,058 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MSU FEDERAL CREDIT UNION
Address:
(Main Office)
202 General Services Building
MURRAY, KY 42071-3368
Phone:(270) 809-6666
Fax:(270) 753-6301
Website:https://murraystatecreditunion.com/
Branches:1 branch locations
Members:2,058
Credit Union Type:Federal Credit Union
Charter Number:22978
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1978
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$22,409,180
CEO/Manager:Lydia Starks
Chairperson:Larry Guin

Call Report

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  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,811,416
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,269,195
 Unsecured Loans 312,570
 Other Loans 6,936,139
 TOTAL LOANS 13,029,403
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -41,183
 Land And Building 331,738
 Other Fixed Assets 14,653
 NCUSIF Deposit 199,995
 All Other Assets 0
  TOTAL ASSETS 22,409,180
LIABILITIES & CAPITAL:  
 Dividends Payable 10,960
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 267,568
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,259,363
 Regular shares 13,807,275
 All Other Shares & Deposits 2,029,881
  TOTAL SHARES & DEPOSITS 20,096,519
  TOTAL LIABILITIES 20,375,047
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,034,133
  TOTAL EQUITY 2,034,133
  TOTAL LIABILITIES, SHARES, & EQUITY 22,409,180
INCOME & EXPENSE  
 Loan Income 604,261
 Investment Income 135,882
 Other Income 107,341
 Total Employee Compensation & Benefits 295,667
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 293,942
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 19,000
 Cost of Funds 66,626
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 172,249
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