Dec, 31, 2023 — W B H EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in PADUCAH, KY with 1 branch location and about $19.58 million in total assets. Opened 69 years ago in 1955, W B H EMPLOYEES FEDERAL CREDIT UNION has about 2,127 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | W B H EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 2501 Broadway St PADUCAH, KY 42001-3124 |
Phone: | (270) 575-2776 |
Fax: | (270) 575-2929 |
Website: | https://www.wbhfcu.com |
Branches: | 1 branch locations |
Members: | 2,127 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 10274 |
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Membership Type: | Multiple common bond - Primarily health care |
Corporate Credit Union: | No |
Year Opened: | 1955 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $19,579,301 |
CEO/Manager: | Pamela N Moore |
Chairperson: | Jean Merges |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,884,751 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 50,109 |
Unsecured Loans | 1,578,919 |
Other Loans | 9,490,145 |
TOTAL LOANS | 11,119,173 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -310,576 |
Land And Building | 193,488 |
Other Fixed Assets | 20,781 |
NCUSIF Deposit | 150,961 |
All Other Assets | 0 |
TOTAL ASSETS | 19,579,301 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 6,866 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 37,336 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,400,366 |
Regular shares | 10,387,650 |
All Other Shares & Deposits | 3,932,914 |
TOTAL SHARES & DEPOSITS | 16,720,931 |
TOTAL LIABILITIES | 16,765,133 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,814,168 |
TOTAL EQUITY | 2,814,168 |
TOTAL LIABILITIES, SHARES, & EQUITY | 19,579,301 |
INCOME & EXPENSE | |
Loan Income | 780,982 |
Investment Income | 188,264 |
Other Income | 163,521 |
Total Employee Compensation & Benefits | 330,691 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 254,454 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 310,576 |
Cost of Funds | 83,951 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 410,301 |
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