Sep, 30, 2025 — CROSSROADS FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in PORTLAND, IN with 3 branch locations and about $96.22 million in total assets. Opened 76 years ago in 1950, CROSSROADS FINANCIAL FEDERAL CREDIT UNION has about 8,987 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CROSSROADS FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1102 W Votaw ST PORTLAND, IN 47371 |
| Phone: | (260) 726-2142 |
| Fax: | (260) 726-6846 |
| Website: | https://www.crossroadsfcu.org |
| Branches: | 3 branch locations |
| Members: | 8,987 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7002 |
|---|---|
| Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $96,219,592 |
| CEO/Manager: | Donald C Gillespie |
| Chairperson: | Joday Auker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,593,024 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 22,629,480 |
| Unsecured Loans | 1,545,114 |
| Other Loans | 21,344,924 |
| TOTAL LOANS | 45,519,518 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -394,879 |
| Land And Building | 884,062 |
| Other Fixed Assets | 73,046 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 770,250 |
| All Other Assets | 0 |
| TOTAL ASSETS | 96,219,592 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 527 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 468,656 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,674,346 |
| Regular shares | 44,925,982 |
| All Other Shares & Deposits | 16,707,404 |
| TOTAL SHARES & DEPOSITS | 82,307,732 |
| TOTAL LIABILITIES | 82,776,915 |
| Regular Reserve | 0 |
| Other Reserves | 217,373 |
| Undivided Earnings | 13,225,304 |
| TOTAL EQUITY | 13,442,677 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 96,219,592 |
| INCOME & EXPENSE | |
| Loan Income | 2,246,151 |
| Investment Income | 1,201,443 |
| Other Income | 211,755 |
| Total Employee Compensation & Benefits | 1,025,570 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,029,169 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 80,208 |
| Cost of Funds | 579,739 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,558,218 |
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