Sep, 30, 2025 — COTEAU VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in SISSETON, SD with 1 branch location and about $18.41 million in total assets. Opened 76 years ago in 1950, COTEAU VALLEY FEDERAL CREDIT UNION has about 2,176 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COTEAU VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 212 W Hickory St SISSETON, SD 57262-1826 |
| Phone: | (605) 698-7481 |
| Fax: | (605) 742-0792 |
| Website: | https://www.coteauvalleyfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,176 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6992 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,409,520 |
| CEO/Manager: | Katie Bredvik |
| Chairperson: | Larry Peterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,571,502 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,881,348 |
| Unsecured Loans | 578,845 |
| Other Loans | 5,389,283 |
| TOTAL LOANS | 9,849,476 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -92,920 |
| Land And Building | 318,195 |
| Other Fixed Assets | 97,299 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 178,233 |
| All Other Assets | 23,845 |
| TOTAL ASSETS | 18,409,520 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -217,848 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,482,703 |
| Regular shares | 5,380,032 |
| All Other Shares & Deposits | 10,007,837 |
| TOTAL SHARES & DEPOSITS | 16,870,571 |
| TOTAL LIABILITIES | 16,652,723 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,756,797 |
| TOTAL EQUITY | 1,756,797 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,409,520 |
| INCOME & EXPENSE | |
| Loan Income | 640,406 |
| Investment Income | 192,621 |
| Other Income | 150,797 |
| Total Employee Compensation & Benefits | 209,945 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 424,467 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,000 |
| Cost of Funds | 319,317 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 127,732 |
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