Sep, 30, 2025 — SOUTHEASTERN CREDIT UNION is a federally insured state chartered credit union headquartered in VALDOSTA, GA with 9 branch locations and about $416.12 million in total assets. Opened 73 years ago in 1953, SOUTHEASTERN CREDIT UNION has about 24,278 members and employs 99 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHEASTERN CREDIT UNION |
|---|---|
| Address: (Main Office) | 3501 N Valdosta Rd VALDOSTA, GA 31602-1068 |
| Phone: | (229) 244-2732 |
| Fax: | |
| Website: | https://www.southeasterncu.com |
| Branches: | 9 branch locations |
| Members: | 24,278 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68673 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $416,116,385 |
| CEO/Manager: | Jennifer B Stasio |
| Chairperson: | Lester W Plumly |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,241,791 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 221,420,644 |
| Unsecured Loans | 4,712,463 |
| Other Loans | 83,367,516 |
| TOTAL LOANS | 309,500,623 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,004,884 |
| Land And Building | 7,813,701 |
| Other Fixed Assets | 2,331,999 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,298,547 |
| All Other Assets | 60,680 |
| TOTAL ASSETS | 416,116,385 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 344 |
| Notes & Interest Payable | 5,000,000 |
| Accounts Payable & Other Liabilities | 2,916,705 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 77,465,257 |
| Regular shares | 107,835,033 |
| All Other Shares & Deposits | 179,800,680 |
| TOTAL SHARES & DEPOSITS | 365,100,971 |
| TOTAL LIABILITIES | 373,018,020 |
| Regular Reserve | 0 |
| Other Reserves | 736,569 |
| Undivided Earnings | 42,361,796 |
| TOTAL EQUITY | 43,098,365 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 416,116,385 |
| INCOME & EXPENSE | |
| Loan Income | 13,372,634 |
| Investment Income | 2,956,288 |
| Other Income | 2,076,800 |
| Total Employee Compensation & Benefits | 5,583,750 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,580,514 |
| Non-operating Income & (Expense) | 56,042 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 270,000 |
| Cost of Funds | 5,290,773 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,370,171 |
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