Sep, 30, 2025 — ROBINS FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in WARNER ROBINS, GA with 26 branch locations and about $4.72 billion in total assets. Opened 72 years ago in 1954, ROBINS FINANCIAL CREDIT UNION has about 272,649 members and employs 545 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROBINS FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 803 Watson Blvd WARNER ROBINS, GA 31093 |
| Phone: | (800) 241-2405 |
| Fax: | (478) 322-7311 |
| Website: | https://www.robinsfcu.org |
| Branches: | 26 branch locations |
| Members: | 272,649 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68670 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,719,366,929 |
| CEO/Manager: | Christina M O'Brien |
| Chairperson: | Michael Parker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 523,971,214 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,046,218,409 |
| Unsecured Loans | 160,935,298 |
| Other Loans | 1,563,755,640 |
| TOTAL LOANS | 2,784,553,875 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,138,545 |
| Land And Building | 35,771,820 |
| Other Fixed Assets | 7,209,184 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 36,578,880 |
| All Other Assets | 463,209 |
| TOTAL ASSETS | 4,719,366,929 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,257,395 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 64,318,651 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,210,931,068 |
| Regular shares | 843,947,221 |
| All Other Shares & Deposits | 1,853,491,220 |
| TOTAL SHARES & DEPOSITS | 3,908,369,510 |
| TOTAL LIABILITIES | 3,973,945,556 |
| Regular Reserve | 0 |
| Other Reserves | -63,859,538 |
| Undivided Earnings | 809,280,911 |
| TOTAL EQUITY | 745,421,373 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,719,366,929 |
| INCOME & EXPENSE | |
| Loan Income | 120,768,946 |
| Investment Income | 36,953,863 |
| Other Income | 11,857,618 |
| Total Employee Compensation & Benefits | 41,105,042 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 53,597,266 |
| Non-operating Income & (Expense) | 1,332,105 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,407,335 |
| Cost of Funds | 36,421,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 60,871,879 |
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